722 Cottage St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 722 Cottage St, Athol, MA 01331

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba · 1,189 sqft · built 2025
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Sep 2025)
Tax Bill	$4,934 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2025 Sale & Mortgage
APN	`28-216`

Property Details

APN / Parcel Number

Primary APN	`28-216`
Alternative APN	`ATHO M:00028 B:00216 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,189 sqft Living Area
Gross Area	2,503 sqft
Basement Area	575 sqft
Unfinished Basement	575 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Raised Ranch
Construction Type	Frame
Lot Area	13,939 sqft (0.32 acres)

Location & Zoning

Account Number	28-216
Street Address	722 COTTAGE ST
City	ATHOL
State	MA
Zip	01331-3133
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RA
Legal Block	216
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	3
Census Block	3000
Census Tract	703100

Owner

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	722 COTTAGE ST, ATHOL, MA 01331-3133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Quit Claim Deed, Transfer · FHA Mortgage CALCON MUTUAL MORTGAGE LLC
May 29, 2025	Quit Claim Deed, Transfer · FHA Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	May 29, 2025 · Amount on Record
Deed Book / Page	72612 / 336
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Sep 30, 2025
Property Address	722 COTTAGE ST, ATHOL, MA 01331-3133
Document Number	072612-336
Book / Page	72612 / 336
Instrument Date	Sep 30, 2025
Instrument	84260
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 COTTAGE ST, ATHOL, MA 01331-3133

Mortgage

Document Number	0000084261
Date	Sep 30, 2025
Instrument	84261

Lender

Name	CALCON MUTUAL MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	May 29, 2025
Property Address	722 COTTAGE ST, ATHOL, MA 01331-3133
Document Number	0072046-56
Book / Page	72046 / 56
Instrument Date	May 29, 2025
Instrument	42694
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	722 COTTAGE ST, ATHOL, MA 01331-3133

Mortgage

Document Number	0000042695
Date	May 29, 2025
Instrument	42695

Lender

Name	BAY EQUITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,934.00 (+669.73%)	$389,400 (+672.62%) Land $52,400 Building $337,000	$407,707
2025	$641.00 (-0.93%)	$50,400 (-) Land $50,400
2024	$647.00	$50,400 Land $50,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cottage St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures