708 Cottage St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 708 Cottage St, Athol, MA 01331

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 2 ba · 1,189 sqft · built 2025
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Sep 2025)
Tax Bill$4,934 (2026)
Deeds & MortgagesSep 2025 Sale & Mortgage
APN28-217

Property Details

APN / Parcel Number

Primary APN28-217
Alternative APN
  • ATHO M:00028 B:00217 L:00000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,189 sqft Living Area
Gross Area2,508 sqft
Basement Area575 sqft
Unfinished Basement575 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Architectural StyleRaised Ranch
Construction TypeFrame
Lot Area13,939 sqft (0.32 acres)

Location & Zoning

Account Number28-217
Street Address708 COTTAGE ST
CityATHOL
StateMA
Zip01331-3133
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeRA
Legal Block217
JurisdictionATHOL MA
Township / Civil DivisionATHOL
Census Block Group3
Census Block3000
Census Tract703100

Owner

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address708 COTTAGE ST, ATHOL, MA 01331-3133
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2025 · Amount on Record
Deed SaleSep 5, 2025 · Amount on Record
Deed Book / Page72497 / 212
Record UpdatedOct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionATHOL MA
Recording DateSep 5, 2025
Property Address708 COTTAGE ST, ATHOL, MA 01331-3133
Document Number072497-212
Book / Page72497 / 212
Instrument DateSep 5, 2025
Instrument75852
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 COTTAGE ST, ATHOL, MA 01331-3133

Mortgage

Document Number0000075853
DateSep 5, 2025
Instrument75853
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionAthol Town
Unified School DistrictAthol-Royalston School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,934.00 (+669.73%)$389,400 (+672.62%) Land $52,400 Building $337,000$410,106
2025$641.00 (-0.93%)$50,400 (-) Land $50,400
2024$647.00$50,400 Land $50,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATHOL DPW WATER DIVISION
serves 10,587 people · EPA ID MA1015000
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cottage St

Nearby Streets

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