746 Brook Cir E, Montrose, MN 55363 Property Records

Wright County property record for 746 Brook Cir E, Montrose, MN 55363

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,862 sqft · built 2005
Lot Size	0.312 acres (13,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,000 (Sep 2025)
Tax Bill	$4,530 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`112-033-002250`

Property Details

APN / Parcel Number

Primary APN	`112-033-002250`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,862 sqft Living Area
1st Floor Area	946 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,602 sqft (0.312 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	64 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	746 BROOK CIR E
City	MONTROSE
State	MN
Zip	55363-8016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-02 TWP-118 RANGE-026 ROCK BROOK ESTATES LOT-025 BLOCK-002 02
Legal Range	026
Legal Township	118
Legal Section	02
Legal Subdivision	ROCK BROOK ESTATES
Legal Block	2
Legal Lot Number	25
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1003
Census Tract	101102

Owner

Source: Wright County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	746 BROOK CIR E, MONTROSE, MN 55363-8016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 22, 2025	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU
May 4, 2017	Warranty Deed, Transfer LAND TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	May 4, 2017 · Amount on Record
Deed Document Number	20251585829
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Recording Date	Jul 22, 2026
Property Address	746 BROOK CIR E, MONTROSE, MN 55363-8016
Document Number	0001608012
Instrument Date	Jul 16, 2026
Instrument	20261608012
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 BROOK CIR E, MONTROSE, MN 55363-8016

Mortgage

Document Number	0001608012,
Date	Jul 22, 2026
Instrument	20261608012

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 22, 2025
Property Address	746 BROOK CIR E, MONTROSE, MN 55363-8016
Document Number	00A1585829
Instrument Date	Sep 10, 2025
Instrument	A1585829
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CAMBRIA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	746 BROOK CIR E, MONTROSE, MN 55363-8016

Mortgage

Document Number	00A1585830
Date	Sep 22, 2025
Instrument	A1585830

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	746 BROOK CIR E, MONTROSE, MN 55363-8016
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001448138
Date	Nov 16, 2020
Instrument	1448138

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	May 4, 2017
Property Address	746 BROOK CIR E, MONTROSE, MN 55363-8016
Document Number	0001342547
Instrument Date	Apr 28, 2017
Instrument	1342547
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$742.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	746 BROOK CIR E, MONTROSE, MN 55363-8016

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Montrose City
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,530.00 (-0.92%)	$352,300 (-0.48%) Land $55,000 Building $297,300	$352,300 (-0.48%) Land $55,000 Building $297,300
2025	$4,572.00 (+5.54%)	$354,000 (-6.1%) Land $67,000 Building $287,000	$354,000 (-6.1%) Land $67,000 Building $287,000
2023	$4,332.00 (+6.54%)	$377,000 Land $77,000 Building $300,000	$377,000 Land $77,000 Building $300,000
2022	$4,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Montrose serves 3,915 people · EPA ID MN1860016
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Broadband, Verizon.

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