7450 Summertown Ct, Chattanooga, TN 37421 Property Records

Hamilton County property record for 7450 Summertown Ct, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,436 sqft · built 1960
Lot Size	0.253 acres (11,048 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Mar 2023)
Tax Bill	$1,164 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`149H H 034`

Property Details

APN / Parcel Number

Primary APN	`149H H 034`
Alternative APN	`0000137956`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,436 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,048 sqft (0.253 acres)
Lot Dimensions	87 ft deep x 50.5 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000137956
Street Address	7450 SUMMERTOWN CT
City	CHATTANOOGA
State	TN
Zip	37421-1881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 SUMMERTOWN COURTS SUB PB55 PG247 REV 57-186 OUT OF 149H-H-29 FOR 1996
Legal Subdivision	SUMMERTOWN COURTS
Legal Lot Number	7
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4005
Census Tract	11323

Owner

Source: Hamilton County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7450 SUMMERTOWN CT, CHATTANOOGA, TN 37421-1881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Mar 9, 2022	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Mar 9, 2022 · Amount on Record
Deed Document Number	202392
Deed Book / Page	13250 / 381
Prior Transfer Date	Sep 30, 2004
Prior Transfer Doc	0000000120
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 30, 2023
Property Address	7450 SUMMERTOWN CT, CHATTANOOGA, TN 37421-1881
Document Number	0000000092
Book / Page	13250 / 381
Map Reference	MB 57 PG 186
Instrument Date	Mar 27, 2023
Instrument	2023033000092
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TENNESSEE TITLE SERVICES LLC, TENNESSEE TTL SVCS LLC BRENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7450 SUMMERTOWN CT, CHATTANOOGA, TN 37421-1881

Mortgage

Document Number	0132500383
Date	Mar 30, 2023
Instrument	13250-0383

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 9, 2022
Property Address	7450 SUMMERTOWN CT, CHATTANOOGA, TN 37421-1881
Document Number	0000000108
Book / Page	12875 / 106
Map Reference	MB 57 PG 186
Instrument Date	Mar 3, 2022
Instrument	2022030900108
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$1,125.17
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,164.00 (+14.57%)	$76,825 (+69.12%)	$307,300 (+69.12%) Land $90,000 Building $217,300
2024	$1,016.00	$45,425 (-)	$181,700 (-) Land $45,000 Building $136,700
2023	$1,016.00	$45,425 (-)	$181,700 (-) Land $45,000 Building $136,700
2022	$1,016.00	$45,425	$181,700 Land $45,000 Building $136,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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