7420 Summertown Ct, Chattanooga, TN 37421 Property Records

Hamilton County property record for 7420 Summertown Ct, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,192 sqft · built 1960
Lot Size	0.189 acres (8,249 sqft)
Owner	Company Name on Record
Last Sale	$245,000 (Apr 2013)
Tax Bill	$1,051 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`149H H 032`

Property Details

APN / Parcel Number

Primary APN	`149H H 032`
Alternative APN	`0000083986`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,192 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1976
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,249 sqft (0.189 acres)
Lot Dimensions	119 ft deep x 192 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000083986
Street Address	7420 SUMMERTOWN CT
City	CHATTANOOGA
State	TN
Zip	37421-1881
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 9 SUMMERTOWN COURTS PB55 PG247 REV 57-186
Legal Subdivision	SUMMERTOWN COURTS
Legal Block	C
Legal Lot Number	9
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4005
Census Tract	11323

Owner

Source: Hamilton County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	7420 SUMMERTOWN CT, CHATTANOOGA, TN 37421-1881
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-COUNTY BANK
Jul 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2013 · Amount on Record
Deed Sale	Apr 24, 2013 · Amount on Record
Prior Sale	Sep 6, 2005 · Amount on Record
Deed Document Number	2013142
Deed Book / Page	9933 / 619
Last Transfer Date	Jul 9, 2018
Transfer Doc	0000000181
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Jun 8, 2026
Property Address	7420 SUMMERTOWN CT, CHATTANOOGA, TN 37421-1881
Document Number	0000000085
Book / Page	14326 / 310
Instrument Date	May 27, 2026
Instrument	202685
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	7420 SUMMERTOWN CT, CHATTANOOGA, TN 37421-1881

Mortgage

Document Number	0000000085,
Date	Jun 8, 2026
Book Page	14326/310
Instrument	202685

Lender

Name	CITIZENS TRI-COUNTY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.64%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 20, 2018
Property Address	7420 SUMMERTOWN CT, CHATTANOOGA, TN 37421-1881
Document Number	0720000181
Book / Page	011405 / 000787
Instrument Date	Jul 9, 2018
Instrument	180720000181
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7420 SUMMERTOWN CT CHATTANOOGA TN 374211881, CHATTANOOGA, TN 37421-1881

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,051.00 (+16.26%)	$69,400 (+71.57%)	$277,600 (+71.57%) Land $90,000 Building $187,600
2024	$904.00	$40,450 (-)	$161,800 (-) Land $45,000 Building $116,800
2023	$904.00	$40,450 (-)	$161,800 (-) Land $45,000 Building $116,800
2022	$904.00	$40,450	$161,800 Land $45,000 Building $116,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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