7430 Summertown Ct, Chattanooga, TN 37421 Property Records

Hamilton County property record for 7430 Summertown Ct, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,971 sqft · built 1960
Lot Size	0.227 acres (9,906 sqft)
Owner	Trust Name on File
Last Sale	$245,000 (Apr 2013)
Tax Bill	$1,225 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`149H H 033`

Property Details

APN / Parcel Number

Primary APN	`149H H 033`
Alternative APN	`0000137955`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,971 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,906 sqft (0.227 acres)
Lot Dimensions	119 ft deep x 96 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000137955
Street Address	7430 SUMMERTOWN CT
City	CHATTANOOGA
State	TN
Zip	37421-1881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 SUMMERTOWN COURTS SUB PB55 PG247 REV 57-185 OUT OF 149H-H-30 FOR 1996
Legal Subdivision	SUMMERTOWN COURTS
Legal Lot Number	8
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4005
Census Tract	11323

Owner

7430 Summertown Ct is held in a trust since July 2018.

Source: Hamilton County records, as of July 31, 2026

Owner of Record	Trust Name on File
Mailing Address	515 AIRPORT RD, CHATTANOOGA, TN 37421-3583
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-COUNTY BANK
Mar 10, 2026	Deed of Trust, Mortgage · Commercial Mortgage THE HUNTINGTON NATIONAL BANK
Jul 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2013 · Amount on File
Deed Sale	Apr 24, 2013 · Amount on File
Prior Sale	Sep 6, 2005 · Amount on File
Deed Document Number	2013142
Deed Book / Page	9933 / 619
Last Transfer Date	Jul 9, 2018
Transfer Doc	0720000181
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Apr 14, 2026
Property Address	7430 SUMMERTOWN CT, CHATTANOOGA, TN 37421-1881
Document Number	0000000130
Book / Page	14261 / 741
Instrument Date	Apr 2, 2026
Instrument	2026130
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	7420 SUMMERTOWN CT, CHATTANOOGA, TN 37421-1881

Mortgage

Document Number	0000000130,
Date	Apr 14, 2026
Book Page	14261/741
Instrument	2026130

Lender

Name	CITIZENS TRI-COUNTY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 10, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7430 SUMMERTOWN CT, CHATTANOOGA, TN 37421-1881
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7420 SUMMERTOWN CT, CHATTANOOGA, TN 37421-1881

Mortgage

Document Number	0000000066
Date	Mar 10, 2026
Book Page	14221/482
Instrument	2026031000066

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	RINGGOLD, GA 30736

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 20, 2018
Property Address	7430 SUMMERTOWN CT, CHATTANOOGA, TN 37421-1881
Document Number	0720000181
Book / Page	011405 / 000787
Instrument Date	Jul 9, 2018
Instrument	180720000181
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7430 SUMMERTOWN CT CHATTANOOGA TN 374211881, CHATTANOOGA, TN 37421-1881

Tax Assessment & Valuation

The 2025 property tax bill for 7430 Summertown Ct was $1,225, up 28.9% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,225.00 (+28.95%)	$80,850 (+90.35%)	$323,400 (+90.35%) Land $90,000 Building $233,400
2024	$950.00	$42,475 (-)	$169,900 (-) Land $45,000 Building $124,900
2023	$950.00	$42,475 (-)	$169,900 (-) Land $45,000 Building $124,900
2022	$950.00	$42,475	$169,900 Land $45,000 Building $124,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7430 Summertown Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7430 Summertown Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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