745 Oneill St, Dubuque, IA 52001 Property Records

Dubuque County property record for 745 Oneill St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,218 sqft · built 1900
Lot Size	0.094 acres (4,100 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Jun 2021)
Tax Bill	$1,582 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jan 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`10-13-130-020`

Property Details

APN / Parcel Number

Primary APN	`10-13-130-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,218 sqft Living Area
1st Floor Area	504 sqft
Upper Floors Area	504 sqft
Basement Area	714 sqft
Unfinished Basement	714 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,100 sqft (0.094 acres)
Lot Dimensions	100 ft deep x 41 ft wide
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	745 ONEILL ST
City	DUBUQUE
State	IA
Zip	52001-1258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 48 O'NEILLS RIVERVIEW
Legal Range	02E
Legal Township	89N
Legal Section	13
Legal Subdivision	AUDUBON
Legal Lot Number	48
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1010
Census Tract	400

Owner

745 Oneill St is owned and occupied by an individual who bought it in June 2021.

Source: Dubuque County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	745 ONEILL ST, DUBUQUE, IA 52001-1258
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Jan 22, 2021	Legal Action/Court Order, Foreclosure · Stand-Alone First Mortgage FIDELITY BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2021 · Amount on File
Deed Sale	Jun 7, 2021 · Amount on File
Prior Sale	Jan 22, 2021 · Amount on File
Deed Document Number	20219284
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jun 7, 2021
Property Address	745 ONEILL ST, DUBUQUE, IA 52001-1258
Document Number	0000009284
Instrument Date	May 28, 2021
Instrument	2021-00009284
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 ONEILL ST, DUBUQUE, IA 52001-1258

Mortgage

Document Number	0000009285
Date	Jun 7, 2021
Instrument	2021-00009285

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	4.87%

Mortgage

Document Number	0000009286
Date	Jun 7, 2021
Instrument	2021-00009286

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 5, 2031

January 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	DUBUQUE IA
Recording Date	Jan 22, 2021
Property Address	745 ONEILL ST, DUBUQUE, IA 52001-1258
Document Number	0000001205
Instrument Date	Jan 19, 2021
Instrument	2021-00001205
Transaction Type	Foreclosure
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 HUFF ST, DUBUQUE, IA 52003-7436

Mortgage

Document Number	0000001206
Date	Jan 22, 2021
Instrument	2021-00001206

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 745 Oneill St was $1,582 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,582.00 Homeowner's exemption	$139,400 Land $18,500 Building $120,900	$139,400 Land $18,500 Building $120,900
2024	$1,582.00
2023		$120,200 (+31.15%) Land $16,400 Building $103,800	$120,200 Land $16,400 Building $103,800
2022	$1,428.00	$91,650 Land $12,300 Building $79,350
2021			$91,650 Land $12,300 Building $79,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 745 Oneill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 745 Oneill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Verizon.

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