731 Oneill St, Dubuque, IA 52001 Property Records

Dubuque County property record for 731 Oneill St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,080 sqft · built 1919
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Sep 2021)
Tax Bill	$2,072 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-13-130-018`

Property Details

APN / Parcel Number

Primary APN	`10-13-130-018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,080 sqft Living Area
1st Floor Area	416 sqft
Upper Floors Area	416 sqft
Basement Area	664 sqft
Game Room	Game Room
Interior Walls	Plaster

Exterior

Year Built	Built 1919
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	90 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	731 ONEILL ST
City	DUBUQUE
State	IA
Zip	52001-1258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 46 O'NEILLS RIVERVIEW
Legal Subdivision	AUDUBON
Legal Lot Number	46
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1010
Census Tract	400

Owner

731 Oneill St is owned and occupied by an individual who bought it in September 2021.

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	731 ONEILL ST, DUBUQUE, IA 52001-1258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Aug 1, 2018	Warranty Deed, Transfer · ARM DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2021 · Amount on File
Deed Sale	Sep 1, 2021 · Amount on File
Prior Sale	Aug 1, 2018 · Amount on File
Deed Document Number	2021-00014494
Record Updated	Jun 7, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Sep 1, 2021
Property Address	731 ONEILL ST, DUBUQUE, IA 52001-1258
Document Number	0000014494
Instrument Date	Aug 19, 2021
Instrument	2021-00014494
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 ONEILL ST, DUBUQUE, IA 52001-1258

Mortgage

Document Number	0000014495
Date	Sep 1, 2021
Instrument	2021-00014495

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 1, 2018
Property Address	731 ONEILL ST, DUBUQUE, IA 52001-1258
Document Number	0000008797
Instrument Date	Jul 31, 2018
Instrument	2018-00008797
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 ONEILL ST, DUBUQUE, IA 52001-1258

Mortgage

Document Number	0000008799
Date	Aug 1, 2018
Instrument	2018-00008799

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Max Rate	11.3%

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$175,900 Land $22,500 Building $153,400	$175,900 Land $22,500 Building $153,400
2024	$2,072.00
2023		$154,300 (+35.88%) Land $20,000 Building $134,300	$154,300 Land $20,000 Building $134,300
2022	$1,806.00 Homeowner's exemption	$113,560 Land $15,000 Building $98,560
2021			$113,560 Land $15,000 Building $98,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 731 Oneill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 731 Oneill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Verizon.

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