724 Oneill St, Dubuque, IA 52001 Property Records

Dubuque County property record for 724 Oneill St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,099 sqft · built 1890
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$97,500 (Sep 2021)
Tax Bill	$1,490 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-13-131-006`

Property Details

APN / Parcel Number

Primary APN	`10-13-131-006`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,099 sqft Living Area
1st Floor Area	416 sqft
Upper Floors Area	416 sqft
Basement Area	584 sqft
Game Room	Game Room

Exterior

Year Built	Built 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	724 ONEILL ST
City	DUBUQUE
State	IA
Zip	52001-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 11 O'NEILLS RIVERVIEW
Legal Subdivision	AUDUBON
Legal Lot Number	11
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1011
Census Tract	400

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	724 ONEILL ST, DUBUQUE, IA 52001-1257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Dec 19, 2017	Warranty Deed, Transfer · Conventional with PMI DUBUQUE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Dec 19, 2017 · Amount on Record
Deed Document Number	2021-00015571
Record Updated	Jun 7, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Sep 20, 2021
Property Address	724 ONEILL ST, DUBUQUE, IA 52001-1257
Document Number	0000015571
Instrument Date	Sep 8, 2021
Instrument	2021-00015571
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 ONEILL ST, DUBUQUE, IA 52001-1257

Mortgage

Document Number	0000015572
Date	Sep 20, 2021
Instrument	2021-00015572

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 19, 2017
Property Address	724 ONEILL ST, DUBUQUE, IA 52001-1257
Document Number	0000015682
Instrument Date	Dec 18, 2017
Instrument	15682
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2080 SOUTHPARK CT DUBUQUE IA 520037986, DUBUQUE, IA 52003-7986

Mortgage

Document Number	15683
Date	Dec 19, 2017
Instrument	15683

Lender

Name	DUBUQUE BK&TR
Type	Bank
Address	DUBUQUE, IA 52001

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2047

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,700 (+18.44%) Land $22,500 Building $100,200	$122,700 (+18.44%) Land $22,500 Building $100,200
2024	$1,490.00 (-12.15%)
2023		$103,600 (+5.28%) Land $20,000 Building $83,600	$103,600 (+5.28%) Land $20,000 Building $83,600
2022	$1,696.00 Homeowner's exemption	$98,400 Land $15,000 Building $83,400
2021			$98,400 Land $15,000 Building $83,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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