745 32nd Ter, Vero Beach, FL 32968 Property Records

Indian River County property record for 745 32nd Ter, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,718 sqft · built 1978
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,048 (2025)
Deeds & Mortgages	Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`33-39-15-00014-0000-00016.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-15-00014-0000-00016.0`
Alternative APN	`80054`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,718 sqft Living Area
1st Floor Area	2,718 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1978
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)
Lot Dimensions	292 ft deep x 160 ft wide
Garage Area	552 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Finished/Screened Porch
Porch Area	144 sqft
Patio Area	618 sqft
Fence	Fence
Gazebo	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	80054
Street Address	745 32ND TER
City	VERO BEACH
State	FL
Zip	32968-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	SUBURBAN ACRES SUBDIVISION LOT 16 PBI 9-32
Legal Range	39
Legal Township	33
Legal Section	15
Legal Subdivision	SUBURBAN ACRES SUBDIVISION
Legal Lot Number	16
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3005
Census Tract	50702

Owner

745 32nd Ter is owned and occupied by two individuals who acquired it in November 2004.

Source: Indian River County records, as of March 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	745 32ND TER, VERO BEACH, FL 32968-1231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2004
Deed Sale	Nov 1, 2004
Prior Sale	Mar 29, 2001 · Amount on File
Deed Document Number	0018022492
Deed Book / Page	1770 / 1078
Prior Transfer Date	Aug 11, 2004
Prior Transfer Doc	1568351
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 7, 2020
Property Address	745 32ND TER, VERO BEACH, FL 32968-1231
Document Number	0033650443
Book / Page	003365 / 000443
Instrument Date	Dec 7, 2020
Instrument	73982
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	ALLIANCE TITLE/THE TREASURE COMPANY, ALLIANCE TITLE/THE TREASURE CO

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7765 101ST CT VERO BEACH FL 329674209, VERO BEACH, FL 32967-4209

Tax Assessment & Valuation

The 2025 property tax bill for 745 32nd Ter was $3,048.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,048.00	$225,421	$512,922 Land $106,216 Building $406,706
2023	$2,606.00 (+2.8%)	$212,687 (+3%)	$498,455 (+15.02%) Land $106,216 Building $392,239
2022	$2,535.00	$206,493	$433,346 Land $96,560 Building $336,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 745 32nd Ter in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 234 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	234 in force
Nearby Flood Claims	25 (1979–2025)
Claims Outside the SFHA	21 of 25
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 745 32nd Ter is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20