Indian River County property record for 716 32nd Ter, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,260 sqft · built 1978 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $310,000 (Jul 2019) |
| Tax Bill | $3,570 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-15-00014-0000-00004.0 |
| Primary APN | 33-39-15-00014-0000-00004.0 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,260 sqft Living Area |
| Gross Area | 3,067 sqft |
| 1st Floor Area | 2,260 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 47,916 sqft (1.1 acres) |
| Lot Dimensions | 300 ft deep x 160 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 384 sqft |
| Patio Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 716 32ND TER |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32968-1230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | SUBURBAN ACRES SUBDIVISION LOT 4 PBI 9-32 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 15 |
| Legal Subdivision | SUBURBAN ACRES SUBDIVISION |
| Legal Lot Number | 4 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 50702 |
Source: Indian River County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 716 32ND TER, VERO BEACH, FL 32968-1230 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Feb 23, 2023 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NATIONAL BANK |
| Jul 16, 2019 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Jun 28, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2019 · Amount on Record |
| Deed Sale | Jul 16, 2019 · Amount on Record |
| Deed Document Number | 201941731 |
| Deed Book / Page | 3223 / 147 |
| Last Transfer Date | Aug 7, 2025 |
| Transfer Doc | 0037960437 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 716 32ND TER, VERO BEACH, FL 32968-1230 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 716 32ND TER, VERO BEACH, FL 32968-1230 |
| Document Number | 0036012320 |
|---|---|
| Date | Feb 23, 2023 |
| Book Page | 3601/2320 |
| Instrument | 3120230008624 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 716 32ND TER, VERO BEACH, FL 32968-1230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ELITE TTL OF TREASURE COAST |
| Name | Verified Name |
|---|---|
| Address | 716 32ND TER, VERO BEACH, FL 32968-1230 |
| Document Number | 0033490827 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 3349/827 |
| Instrument | 3120200063030 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34994 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jul 16, 2019 |
| Property Address | 716 32ND TER, VERO BEACH, FL 32968-1230 |
| Document Number | 0032230147 |
| Book / Page | 003223 / 000147 |
| Instrument Date | Jul 9, 2019 |
| Instrument | 41731 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 716 32ND TER VERO BEACH FL 329681230, VERO BEACH, FL 32968-1230 |
| Document Number | 32230149 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 003223/000149 |
| Instrument | 41732 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jun 28, 2018 |
| Property Address | 716 32ND TER, VERO BEACH, FL 32968-1230 |
| Document Number | 0031282115 |
| Book / Page | 003128 / 002115 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 39925 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 716 32ND TER VERO BEACH FL 329681230, VERO BEACH, FL 32968-1230 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,570.00 (+15.38%) | $262,547 (+5.99%) | $425,552 (+2.71%) Land $106,964 Building $318,588 |
| 2023 | $3,094.00 (+2.72%) | $247,715 (+3%) | $414,306 (+14.55%) Land $106,964 Building $307,342 |
| 2022 | $3,012.00 | $240,500 | $361,671 Land $97,240 Building $264,431 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 234 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 234 in force |
| Nearby Flood Claims | 25 (1979–2025) |
| Claims Outside the SFHA | 21 of 25 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures