Indian River County property record for 736 32nd Ter, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,018 sqft · built 1979 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Aug 2016) |
| Tax Bill | $4,172 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Dec 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-15-00014-0000-00002.0 |
| Primary APN | 33-39-15-00014-0000-00002.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,018 sqft Living Area |
| 1st Floor Area | 2,018 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood Frame |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,916 sqft (1.1 acres) |
| Lot Dimensions | 300 ft deep x 160 ft wide |
| Garage Area | 437 sqft |
| Driveway | Driveway |
| Driveway Area | 2,568 sqft |
| Pool Area | 364 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 615 sqft |
| Patio Area | 521 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 80040 |
|---|---|
| Street Address | 736 32ND TER |
| City | VERO BEACH |
| State | FL |
| Zip | 32968-1230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | SUBURBAN ACRES SUBDIVISION LOT 2 PBI 9-32 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 15 |
| Legal Subdivision | SUBURBAN ACRES SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 50702 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 736 32ND TER, VERO BEACH, FL 32968-1230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 15, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RADIUS FINANCIAL GROUP INC |
| Dec 14, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HARBORONE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2016 · Amount on Record |
| Deed Sale | Aug 31, 2016 · Amount on Record |
| Deed Document Number | 3120160050628 |
| Deed Book / Page | 2962 / 1335 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 736 32ND TER, VERO BEACH, FL 32968-1230 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 736 32ND TER, VERO BEACH, FL 32968-1230 |
| Document Number | 0038180673 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 3818/673 |
| Instrument | 3120250056216 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 15, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 736 32ND TER, VERO BEACH, FL 32968-1230 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 736 32ND TER, VERO BEACH, FL 32968-1230 |
| Document Number | 0035891790 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 3589/1790 |
| Instrument | 3120220072066 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 736 32ND TER, VERO BEACH, FL 32968-1230 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 736 32ND TER, VERO BEACH, FL 32968-1230 |
| Document Number | 0034470755 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 3447/755 |
| Instrument | 3120210053300 |
| Name | RADIUS FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | NORWELL, MA 02061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 736 32ND TER, VERO BEACH, FL 32968-1230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031702045 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 3170/2045 |
| Instrument | 3120180075430 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 736 32ND TER, VERO BEACH, FL 32968-1230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LANDMARK TITLE |
| Name | Verified Name |
|---|---|
| Address | 736 32ND TER, VERO BEACH, FL 32968-1230 |
| Document Number | 0033362400 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 3336/2400 |
| Instrument | 3120200053439 |
| Name | HARBORONE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANCHESTER, NH 03101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,172.00 (+14.08%) | $305,432 (+5.99%) | $434,526 (+2.78%) Land $106,964 Building $327,562 |
| 2023 | $3,657.00 (+2.64%) | $288,179 (+3%) | $422,765 (+15.74%) Land $106,964 Building $315,801 |
| 2022 | $3,563.00 | $279,785 | $365,264 Land $97,240 Building $268,024 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 234 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 234 in force |
| Nearby Flood Claims | 25 (1979–2025) |
| Claims Outside the SFHA | 21 of 25 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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