7445 SW 109th Ter, Pinecrest (Miami), FL 33156 Property Records

Miami-Dade County property record for 7445 SW 109th Ter, Pinecrest, FL 33156

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,215 sqft · built 1968
Lot Size	0.364 acres (15,857 sqft)
Owner	2 Individual Names on File
Last Sale	$258,000 (Aug 1994)
Tax Bill	$7,109 (2025)
Deeds & Mortgages	Apr 2018 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`20-5011-032-0140`

Property Details

APN / Parcel Number

Primary APN	`20-5011-032-0140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,215 sqft Living Area
Gross Area	3,489 sqft
1st Floor Area	2,215 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1980
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	15,857 sqft (0.364 acres)
Garage Area	264 sqft
Porch	Porch
Porch Area	264 sqft
Patio Area	88 sqft

Location & Zoning

Street Address	7445 SW 109TH TER
City	PINECREST
State	FL
Zip	33156-3867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2100
Legal Description	KENDALL PARK ESTATES 2ND ADDN PB 84-30 LOT 3 BLK 6 LOT SIZESITE VALUE OR 16468-0512 0794 1 F/A/U 30-5011-032-0140
Legal Range	40E
Legal Township	55S
Legal Section	11
Legal Subdivision	KENDALL PARK ESTATES 2ND ADDN
Legal Block	6
Legal Lot Number	3
Jurisdiction	DADE FL
Township / Civil Division	KENDALL-PALMETTO BAY
Census Block Group	3
Census Block	3015
Census Tract	7807

Owner

7445 SW 109th Ter is owned and occupied by two individuals who bought it in August 1994.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7445 SW 109TH TER, PINECREST, FL 33156-3867
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 1994 · Amount on File
Deed Sale	Aug 8, 1994 · Amount on File
Deed Book / Page	16468 / 512
Record Updated	Oct 29, 2026

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DADE FL
Property Address	7445 SW 109TH TER, PINECREST, FL 33156-3867
Document Number	0000315577
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7445 SW 109TH TER PINECREST FL 331563867, PINECREST, FL 33156-3867

Mortgage

Document Number	0000315577
Date	May 29, 2018
Book Page	030992/004020
Instrument	315577

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	May 28, 2025

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 7445 SW 109th Ter was $7,109 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Pinecrest Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,109.00 Homeowner's exemption	$392,834	$1,182,384 Land $872,135 Building $310,249
2023	$6,451.00 (+3.76%) Homeowner's exemption	$370,644 (+3%)	$1,086,310 (+30.65%) Land $771,425 Building $314,885
2022	$6,217.00 Homeowner's exemption	$359,849	$831,441 Land $570,854 Building $260,587

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7445 SW 109th Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 285 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	291 units insured incl. 6 condo units
Nearby Flood Claims	47 (1982–2011)
Claims Outside the SFHA	3 of 47
Most Recent Claim	Nov 2011 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 11 claims Hurricane Irene, Oct 1999 · 15 claims Hurricane Andrew, Aug 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7445 SW 109th Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20