7445 Lakeshore Dr, Rutledge, TN 37861 Property Records

Grainger County property record for 7445 Lakeshore Dr, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 1,640 sqft · built 2018
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,000 (Mar 2018)
Tax Bill	$1,736 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029061F B 00300`

Property Details

APN / Parcel Number

Primary APN	`029061F B 00300`
Alternative APN	`061F B 00300`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	7445 LAKESHORE DR
City	RUTLEDGE
State	TN
Zip	37861-4870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RENEGADE RIDGE
Legal Lot Number	3,4
Jurisdiction	GRAINGER TN
Township / Civil Division	2
Census Block Group	3
Census Block	3027
Census Tract	500402

Owner

Source: Grainger County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 225, RUTLEDGE, TN 37861-0225
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Conventional with PMI JP MORGAN CHASE BK
Mar 8, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2018 · Amount on Record
Deed Sale	Mar 8, 2018 · Amount on Record
Prior Sale	Nov 6, 2017
Deed Document Number	2018554
Deed Book / Page	367 / 1000
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	7445 LAKESHORE DR, RUTLEDGE, TN 37861-4870
Document Number	0000008256
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7445 LAKESHORE DR RUTLEDGE TN 378614870, RUTLEDGE, TN 37861-4870

Mortgage

Document Number	0000008256
Date	Apr 6, 2020
Book Page	000383/000811
Instrument	8256

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Mar 8, 2018
Property Address	7445 LAKESHORE DR, RUTLEDGE, TN 37861-4870
Document Number	0000000554
Book / Page	000367 / 001000
Instrument Date	Mar 6, 2018
Instrument	554
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	JEFFERSON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 225 RUTLEDGE TN 378610225, RUTLEDGE, TN 37861-0225

Mortgage

Document Number	555
Date	Mar 8, 2018
Book Page	000367/001003
Instrument	555

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2048

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,736.00	$73,875 (-) Land $19,575 Building $54,300
2024	$1,736.00	$73,875 (-) Land $19,575 Building $54,300
2023	$1,736.00 (+2.3%)	$73,875 (-) Land $19,575 Building $54,300
2022	$1,697.00	$73,875 Land $19,575 Building $54,300
2021			$295,500 Land $78,300 Building $217,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAN STATION UTILITY DISTRICT serves 10,748 people · EPA ID TN0000041
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Apr 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Ultranet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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