7429 Lakeshore Dr, Rutledge, TN 37861 Property Records

Grainger County property record for 7429 Lakeshore Dr, Rutledge, TN 37861

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,784 sqft · built 2018
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on File
Last Sale$374,900 (Oct 2020)
Tax Bill$2,217 (2025)
Deeds & MortgagesNov 2019 Mortgage
Oct 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN029061F B 00500

Property Details

APN / Parcel Number

Primary APN029061F B 00500
Alternative APN
  • 061F B 00500

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,784 sqft Living Area
1st Floor Area1,392 sqft
Basement Area1,392 sqft
Finished Basement1,392 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area25,265 sqft (0.58 acres)
TerrainRolling
Garage TypeFinished
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address7429 LAKESHORE DR
CityRUTLEDGE
StateTN
Zip37861-4870
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:5 DIST:07 SUBD:RENEGADE RIDGE MAP REF:061F
Legal SubdivisionRENEGADE RIDGE
Legal Lot Number5
JurisdictionGRAINGER TN
Township / Civil Division2
Census Block Group3
Census Block3027
Census Tract500402

Owner

Source: Grainger County records · APN 029061F B 00500

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2024 VANDERBILT DR SW, HUNTSVILLE, AL 35801-5230
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2019Deed of Trust, Mortgage · VA Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 19, 2020Warranty Deed, Transfer · Conventional Mortgage
BANK INDEPENDENT
Jun 19, 2018Warranty Deed, Transfer · VA Mortgage
PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 19, 2020 · Amount on Record
Deed SaleOct 19, 2020 · Amount on Record
Prior SaleJun 19, 2018 · Amount on Record
Deed Document Number20010585
Deed Book / Page388 / 1502
Record UpdatedJun 08, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAINGER TN
Property Address7429 LAKESHORE DR, RUTLEDGE, TN 37861-4870
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006865
DateNov 23, 2019
Book Page380/0878
Instrument19006865
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAINGER TN
Recording DateOct 19, 2020
Property Address7429 LAKESHORE DR, RUTLEDGE, TN 37861-4870
Document Number10585
Book / Page388 / 1502
Map ReferenceMB 8 PG 4
Instrument DateOct 14, 2020
Instrument20010585
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyJEFFERSON TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,387.13
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address111 OAK BRANCH CIR, HARVEST, AL 35749-5203

Mortgage

Document Number10586
DateOct 19, 2020
Instrument20010586
Lender
NameBANK INDEPENDENT
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAINGER TN
Recording DateJun 19, 2018
Property Address7429 LAKESHORE DR, RUTLEDGE, TN 37861-4870
Document Number0000001557
Book / Page000369 / 000969
Instrument DateJun 15, 2018
Instrument1557
Transaction TypeTransfer
Record UpdatedJul 03, 2018
Title CompanyJEFFERSON TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$935.13
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7429 LAKESHORE DR RUTLEDGE TN 37861, RUTLEDGE, TN 37861

Mortgage

Document Number1558
DateJun 19, 2018
Book Page000369/000972
Instrument1558
Lender
NamePEOPLES HM EQUITY
TypeFunding / Finance Company
AddressBRENTWOOD, TN 37027
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2048

Tax Assessment & Valuation

Source: Grainger County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyGrainger County
Unified School DistrictGrainger County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,217.00$94,350 (-) Land $19,200 Building $75,150
2024$2,217.00$94,350 (-) Land $19,200 Building $75,150
2023$2,217.00 (+2.31%)$94,350 (-) Land $19,200 Building $75,150
2022$2,167.00$94,350 Land $19,200 Building $75,150
2021$377,400 Land $76,800 Building $300,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grainger County (47057C), as of December 16, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470575004023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 46% of the US · above 62% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Foursight Communications
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000

May also be available: Ultranet, Verizon.

Based on FCC filings for 41 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000041, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBEAN STATION UTILITY DISTRICT
serves 10,748 people
Water SourcePurchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State InspectionApr 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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