7389 Lakeshore Dr, Rutledge, TN 37861 Property Records

Grainger County property record for 7389 Lakeshore Dr, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 3,624 sqft · built 2020
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on Record
Last Sale	$338,000 (Sep 2020)
Tax Bill	$2,305 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Dec 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029061F B 00700`

Property Details

APN / Parcel Number

Primary APN	`029061F B 00700`
Alternative APN	`061F B 00700`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	3,624 sqft Living Area
1st Floor Area	1,812 sqft
Basement Area	1,812 sqft
Finished Basement	1,812 sqft
Unfinished Basement	1,812 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	52,708 sqft (1.21 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	7389 LAKESHORE DR
City	RUTLEDGE
State	TN
Zip	37861-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RENEGADE RIDGE RE-SUB
Legal Lot Number	7R-1
Jurisdiction	GRAINGER TN
Township / Civil Division	2
Census Block Group	3
Census Block	3027
Census Tract	500402

Owner

Source: Grainger County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7389 LAKESHORE DR, RUTLEDGE, TN 37861-4801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Dec 12, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 12, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 14, 2020	Warranty Deed, Transfer · VA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Prior Sale	Nov 5, 2015 · Amount on Record
Deed Document Number	202010152
Deed Book / Page	387 / 1594
Last Transfer Date	Jul 1, 2024
Transfer Doc	0000001778
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	7389 LAKESHORE DR, RUTLEDGE, TN 37861-4801
Transaction Type	Mortgage
Record Updated	Mar 18, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000517
Date	Mar 4, 2024
Book Page	421/393
Instrument	24000517

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 1, 2029

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAINGER TN
Recording Date	Dec 12, 2022
Property Address	7389 LAKESHORE DR, RUTLEDGE, TN 37861-4801
Document Number	0000004323
Book / Page	411 / 1372
Map Reference	MB 9 PG 46
Instrument Date	Dec 12, 2022
Instrument	22004323
Transaction Type	Transfer
Record Updated	Dec 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7411 LAKESHORE DR, RUTLEDGE, TN 37861-4870
Investor	Possibly a Property Investor

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAINGER TN
Recording Date	Dec 12, 2022
Property Address	7389 LAKESHORE DR, RUTLEDGE, TN 37861-4801
Document Number	0000004324
Book / Page	411 / 1375
Map Reference	MB 9 PG 46
Instrument Date	Dec 12, 2022
Instrument	22004324
Transaction Type	Transfer
Record Updated	Dec 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7389 LAKESHORE DR, RUTLEDGE, TN 37861-4801

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Sep 14, 2020
Property Address	7389 LAKESHORE DR, RUTLEDGE, TN 37861-4801
Document Number	10152
Book / Page	387 / 1594
Map Reference	MB 8 PG 123
Instrument Date	Sep 10, 2020
Instrument	20010152
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ASPECT TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7389 LAKESHORE DR, RUTLEDGE, TN 37861-4801

Mortgage

Document Number	10153
Date	Sep 14, 2020
Instrument	20010153

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,305.00 (+0.61%)	$98,100 (+0.62%) Land $13,850 Building $84,250
2024	$2,291.00	$97,500 (-) Land $13,250 Building $84,250
2023	$2,291.00 (+2.32%)	$97,500 (-) Land $13,250 Building $84,250
2022	$2,239.00	$97,500 Land $13,250 Building $84,250
2021			$392,400 Land $55,400 Building $337,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAN STATION UTILITY DISTRICT serves 10,748 people · EPA ID TN0000041
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Apr 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Ultranet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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