Macomb County property record for 74401 McKay Rd, Bruce, MI 48065
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,100 sqft · built 1983 |
| Lot Size | 10 acres (437,865 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Mar 2010) |
| Tax Bill | $3,946 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01-23-200-009 |
| Primary APN | 14-01-23-200-009 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,100 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Basement Area | 1,050 sqft |
| Unfinished Basement | 1,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 437,865 sqft (10 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 74401 MCKAY RD |
|---|---|
| City | BRUCE TWP |
| State | MI |
| Zip | 48065-3338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | T5N R12E SEC 23 COMM AT E 1/4 POST SEC 23; TH N 1000.26 FT ALG E SEC LINE TO PT OF BEG; TH N 89 DEG 57' 30" W 2639.27 FT; TH N 01 DEG 01' E 166.02 FT; TH S 89 DEG 57' 30" E 2636.33 FT; TH S 166.0 FT ALG E SEC LINETO PT OF BEG. 10.052 ACRES MANATRON # |
| Legal Range | 12E |
| Legal Township | 05N |
| Legal Section | 23 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | BRUCE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 214000 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 74401 MCKAY RD, BRUCE TWP, MI 48065-3338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 17, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2010 · Amount on Record |
| Deed Sale | Mar 19, 2010 · Amount on Record |
| Prior Sale | Nov 13, 1997 · Amount on Record |
| Deed Document Number | 201031986 |
| Deed Book / Page | 20181 / 587 |
| Last Transfer Date | Sep 6, 2014 |
| Transfer Doc | 0000113227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 74401 MCKAY RD, BRUCE TWP, MI 48065-3338 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 74401 MCKAY RD, BRUCE TWP, MI 48065-3338 |
| Document Number | 2102164166 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 27609/802 |
| Instrument | 202102164166 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 74401 MCKAY RD, BRUCE TWP, MI 48065-3338 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000064594 |
|---|---|
| Date | May 17, 2017 |
| Book Page | 24723/272 |
| Instrument | 7064594 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 3, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 74401 MCKAY RD, BRUCE TWP, MI 48065-3338 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000107706 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 26219/222 |
| Instrument | 9107706 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 74401 MCKAY RD, BRUCE TWP, MI 48065-3338 |
| Document Number | 0000010646 |
| Instrument Date | Jan 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 74401 MCKAY RD BRUCE TWP MI 480653338, BRUCE TWP, MI 48065-3338 |
| Document Number | 0000010646 |
|---|---|
| Date | Feb 1, 2019 |
| Book Page | 025792/000602 |
| Instrument | 10646 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 31, 2049 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Bruce Township |
| Unified School District | Romeo Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,600 (+4.51%) | $449,200 (+4.51%) | |
| 2025 | $3,946.00 (+15.14%) Homeowner's exemption | $214,900 (+26.34%) | $429,800 (+26.34%) |
| 2023 | $170,100 | $340,200 | |
| 2022 | $3,427.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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