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  5. McKay Rd

74181 McKay Rd, Bruce (Romeo), MI 48065 Property Records

Macomb County property record for 74181 McKay Rd, Bruce, MI 48065

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,664 sqft · built 1971
Lot Size10 acres (437,778 sqft)
Owner2 Individual Names on Record
Last Sale$535,000 (Apr 2023)
Tax Bill$5,773 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Apr 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN14-01-23-200-007

Property Details

APN / Parcel Number

Primary APN14-01-23-200-007
Alternative APN
  • 0123200007

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,664 sqft Living Area
1st Floor Area1,664 sqft
Basement Area1,664 sqft
Unfinished Basement1,664 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Lot Area437,778 sqft (10 acres)
Garage TypeAttached
Garage Area649 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address74181 MCKAY RD
CityBRUCE TWP
StateMI
Zip48065-3332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionT5N R12E SEC 23 COMM AT E 1/4 POST SEC 23; TH N 504.26 FT TO PT OF BEG; TH N 89 DEG 57'30" W 2648.08 FT; TH N 01 DEG 01' E 165.02 FT;TH S 89 DEG 57'30" E 2645.15 FT; TH S 165.0 FT TO PT OF BEG. 10.05 ACRES. MANATRON #: 001-023-011-00
Legal Range12E
Legal Township05N
Legal Section23
JurisdictionMACOMB MI
Township / Civil DivisionBRUCE
Census Block Group1
Census Block1022
Census Tract214000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address74181 MCKAY RD, BRUCE TWP, MI 48065-3332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
LAKE MICHIGAN CU
Apr 11, 2023Warranty Deed, Transfer · Conventional Mortgage
LAKE MICHIGAN CU
Apr 10, 2023Warranty Deed, Transfer
LIBERTY TITLE
Feb 9, 2022Land Contract, Transfer
LIBERTY TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2023 · Amount on Record
Deed SaleApr 11, 2023 · Amount on Record
Prior SaleApr 10, 2023 · Amount on Record
Deed Document Number202332517
Deed Book / Page29082 / 212
Last Transfer DateSep 12, 2024
Transfer Doc0000077963
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address74181 MCKAY RD, BRUCE TWP, MI 48065-3332
Transaction TypeMortgage
Record UpdatedFeb 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address74181 MCKAY RD, BRUCE TWP, MI 48065-3332

Mortgage

Document Number2600014139
DateFeb 18, 2026
Book Page30521/790
Instrument202600014139
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2041

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateApr 11, 2023
Property Address74181 MCKAY RD, BRUCE TWP, MI 48065-3332
Document Number2300032517
Book / Page29082 / 212
Instrument DateApr 6, 2023
Instrument202300032517
Transaction TypeTransfer
Record UpdatedMay 2, 2023
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,012.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21670 HAYDEN CT, MACOMB, MI 48044-2283

Transferred To (Grantee/Buyer)

NameVerified Name
Address74181 MCKAY RD, BRUCE TWP, MI 48065-3332

Mortgage

Document Number2300032518
DateApr 11, 2023
Instrument202300032518
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateApr 10, 2023
Property Address74181 MCKAY RD, BRUCE TWP, MI 48065-3332
Document Number2300032015
Book / Page29079 / 681
Instrument DateFeb 4, 2023
Instrument202300032015
Transaction TypeTransfer
Record UpdatedMay 2, 2023
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
Tax$2,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address45109 VAN DYKE AVE, UTICA, MI 48317-5579

Transferred To (Grantee/Buyer)

NameVerified Name
Address21670 HAYDEN CT, MACOMB, MI 48044-2283

February 2022: Land Contract, Transfer

Document TypeLand Contract
JurisdictionMACOMB MI
Recording DateFeb 9, 2022
Property Address74181 MCKAY RD, BRUCE TWP, MI 48065-3332
Document Number2200020194
Book / Page28425 / 354
Instrument DateFeb 4, 2022
Instrument202200020194
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyLIBERTY TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address45109 VAN DYKE AVE, 45109, UTICA, MI 48317-5579

Transferred To (Grantee/Buyer)

NameVerified Name
Address21670 HAYDEN CT, MACOMB, MI 48044-2283

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionBruce Township
Unified School DistrictRomeo Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$201,500 (+32.3%)$403,000 (+32.3%)
2025$5,773.00 (+16.2%)
2023$152,300$304,600
2022$4,968.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2004)
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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