74570 McKay Rd, Bruce (Romeo), MI 48065 Property Records

Macomb County property record for 74570 McKay Rd, Bruce, MI 48065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,586 sqft · built 1900
Lot Size5.4 acres (235,224 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Nov 2021)
Tax Bill$5,094 (2025)
Deeds & MortgagesOct 2021 Mortgage
Nov 2021 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN14-01-24-100-013

Property Details

APN / Parcel Number

Primary APN14-01-24-100-013
Alternative APN
  • 0124100013

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,586 sqft Living Area
1st Floor Area2,226 sqft
Basement Area1,382 sqft
Unfinished Basement1,382 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood Siding
Lot Area235,224 sqft (5.4 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address74570 MCKAY RD
CityBRUCE TWP
StateMI
Zip48065-3335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-S
Legal DescriptionT5N R12E SEC 24 99S COMM AT NW COR SEC 24;TH SOUTH 945.43 FT AGL W SEC LINE; TH EAST 60.0 FT TO POB; TH CONT EAST 187.47 FT; TH 98.34 FT ALG CURVE TO RIGHT (RAD = 250.0 FT & CHD BRS S78*43'52"E 97.71 FT); TH S67*27'44"E 101.52 FT; TH 185.0 FT ALG CUR
Legal Range12E
Legal Township05N
Legal Section24
JurisdictionMACOMB MI
Township / Civil DivisionBRUCE
Census Block Group1
Census Block1025
Census Tract214000

Owner

74570 McKay Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Macomb County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address74570 MCKAY RD, BRUCE TWP, MI 48065-3335
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Nov 10, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE
Dec 6, 2021Intrafamily Transfer, Transfer
Nov 10, 2021Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
May 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2021 · Amount on File
Deed SaleNov 10, 2021 · Amount on File
Prior SaleNov 3, 2009 · Amount on File
Deed Document Number20212269460
Deed Book / Page28189 / 68
Prior Transfer DateOct 4, 2021
Prior Transfer Doc0002269459
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address74570 MCKAY RD, BRUCE TWP, MI 48065-3335
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyDEVON TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address74570 MCKAY RD, BRUCE TWP, MI 48065-3335

Mortgage

Document Number2102259694
DateOct 26, 2021
Book Page28136/310
Instrument202102259694
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateNov 10, 2021
Property Address74570 MCKAY RD, BRUCE TWP, MI 48065-3335
Document Number2102269460
Book / Page28189 / 68
Instrument DateOct 15, 2021
Instrument202102269460
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$2,475.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address74570 MCKAY RD, 74570, BRUCE TWP, MI 48065-3335

Transferred To (Grantee/Buyer)

NameVerified Name
Address74570 MCKAY RD, BRUCE TWP, MI 48065-3335

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateDec 6, 2021
Property Address74570 MCKAY RD, BRUCE TWP, MI 48065-3335
Document Number2102282641
Book / Page28257 / 507
Instrument DateOct 15, 2021
Instrument202102282641
Transaction TypeTransfer
Record UpdatedDec 27, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18259 CIDER MILL ST, MACOMB, MI 48044-4138

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateNov 10, 2021
Property Address74570 MCKAY RD, BRUCE TWP, MI 48065-3335
Document Number2102269459
Book / Page28189 / 66
Instrument DateOct 4, 2021
Instrument202102269459
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address74570 MCKAY RD, BRUCE TWP, MI 48065-3335

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address74570 MCKAY RD, BRUCE TWP, MI 48065-3335
Document Number0000063733
Instrument DateMay 26, 2018
Transaction TypeMortgage
Record UpdatedJul 17, 2018
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address74570 MCKAY RD BRUCE TWP MI 480653335, BRUCE TWP, MI 48065-3335

Mortgage

Document Number0000063733
DateJun 5, 2018
Book Page025398/000566
Instrument63733
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 74570 McKay Rd was $5,094 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionBruce Township
Unified School DistrictRomeo Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$203,100 (+4.64%)$406,200 (+4.64%)
2025$5,094.00 Homeowner's exemption$194,100$388,200
2023$147,700$295,400
2022$4,297.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 74570 McKay Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2004)
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74570 McKay Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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