Macomb County property record for 74570 McKay Rd, Bruce, MI 48065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,586 sqft · built 1900 |
| Lot Size | 5.4 acres (235,224 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Nov 2021) |
| Tax Bill | $5,094 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Nov 2021 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01-24-100-013 |
| Primary APN | 14-01-24-100-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,586 sqft Living Area |
| 1st Floor Area | 2,226 sqft |
| Basement Area | 1,382 sqft |
| Unfinished Basement | 1,382 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Lot Area | 235,224 sqft (5.4 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 74570 MCKAY RD |
|---|---|
| City | BRUCE TWP |
| State | MI |
| Zip | 48065-3335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-S |
| Legal Description | T5N R12E SEC 24 99S COMM AT NW COR SEC 24;TH SOUTH 945.43 FT AGL W SEC LINE; TH EAST 60.0 FT TO POB; TH CONT EAST 187.47 FT; TH 98.34 FT ALG CURVE TO RIGHT (RAD = 250.0 FT & CHD BRS S78*43'52"E 97.71 FT); TH S67*27'44"E 101.52 FT; TH 185.0 FT ALG CUR |
| Legal Range | 12E |
| Legal Township | 05N |
| Legal Section | 24 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | BRUCE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 214000 |
74570 McKay Rd is owned and occupied by two individuals who bought it in November 2021.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74570 MCKAY RD, BRUCE TWP, MI 48065-3335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Nov 10, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Dec 6, 2021 | Intrafamily Transfer, Transfer |
| Nov 10, 2021 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| May 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2021 · Amount on File |
| Deed Sale | Nov 10, 2021 · Amount on File |
| Prior Sale | Nov 3, 2009 · Amount on File |
| Deed Document Number | 20212269460 |
| Deed Book / Page | 28189 / 68 |
| Prior Transfer Date | Oct 4, 2021 |
| Prior Transfer Doc | 0002269459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 74570 MCKAY RD, BRUCE TWP, MI 48065-3335 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | DEVON TITLE |
| Name | Verified Name |
|---|---|
| Address | 74570 MCKAY RD, BRUCE TWP, MI 48065-3335 |
| Document Number | 2102259694 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 28136/310 |
| Instrument | 202102259694 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Nov 10, 2021 |
| Property Address | 74570 MCKAY RD, BRUCE TWP, MI 48065-3335 |
| Document Number | 2102269460 |
| Book / Page | 28189 / 68 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 202102269460 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 74570 MCKAY RD, 74570, BRUCE TWP, MI 48065-3335 |
| Name | Verified Name |
|---|---|
| Address | 74570 MCKAY RD, BRUCE TWP, MI 48065-3335 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Dec 6, 2021 |
| Property Address | 74570 MCKAY RD, BRUCE TWP, MI 48065-3335 |
| Document Number | 2102282641 |
| Book / Page | 28257 / 507 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 202102282641 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18259 CIDER MILL ST, MACOMB, MI 48044-4138 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Nov 10, 2021 |
| Property Address | 74570 MCKAY RD, BRUCE TWP, MI 48065-3335 |
| Document Number | 2102269459 |
| Book / Page | 28189 / 66 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 202102269459 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74570 MCKAY RD, BRUCE TWP, MI 48065-3335 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 74570 MCKAY RD, BRUCE TWP, MI 48065-3335 |
| Document Number | 0000063733 |
| Instrument Date | May 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 74570 MCKAY RD BRUCE TWP MI 480653335, BRUCE TWP, MI 48065-3335 |
| Document Number | 0000063733 |
|---|---|
| Date | Jun 5, 2018 |
| Book Page | 025398/000566 |
| Instrument | 63733 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2048 |
The 2025 property tax bill for 74570 McKay Rd was $5,094 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Bruce Township |
| Unified School District | Romeo Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,100 (+4.64%) | $406,200 (+4.64%) | |
| 2025 | $5,094.00 Homeowner's exemption | $194,100 | $388,200 |
| 2023 | $147,700 | $295,400 | |
| 2022 | $4,297.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 74570 McKay Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74570 McKay Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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