744 Clover St, Rochester, NY 14610 Property Records

Monroe County and Brighton Town property record for 744 Clover St, Rochester, NY 14610

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,758 sqft · built 1954
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Sep 2022)
Tax Bill	$9,878 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262000 122.16-2-54`

Property Details

APN / Parcel Number

Primary APN	`262000 122.16-2-54`
Alternative APNs	`20001221600002054000` `01198000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,758 sqft Living Area
1st Floor Area	1,044 sqft
Upper Floors Area	558 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Game Room	Game Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	172 ft deep x 71.1 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	20 sqft
Patio Area	17 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01198000000
Street Address	744 CLOVER ST
City	ROCHESTER
State	NY
Zip	14610-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0004-13-07 CLOVER HGTS LR1
Legal Subdivision	CLOVER HEIGHTS TRACT
Legal Block	2
Legal Lot Number	54.000
Jurisdiction	MONROE NY
Township / Civil Division	BRIGHTON
Census Block Group	2
Census Block	2009
Census Tract	12500

Owner

Source: Monroe County and Brighton Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	744 CLOVER ST, ROCHESTER, NY 14610-2334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Dec 9, 2016 · Amount on Record
Deed Document Number	2022452
Deed Book / Page	12714 / 319
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Sep 1, 2022
Property Address	744 CLOVER ST, ROCHESTER, NY 14610-2334
Document Number	0000000452
Book / Page	12714 / 319
Map Reference	LB 117 PG 93
Instrument Date	Aug 23, 2022
Instrument	202209010452
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	744 CLOVER ST, 744, ROCHESTER, NY 14610-2334

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	744 CLOVER ST, ROCHESTER, NY 14610-2334

Mortgage

Document Number	0000000453
Date	Sep 1, 2022
Instrument	202209010453

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Monroe County and Brighton Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Brighton Town
Unified School District	Penfield Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,878.00 (+1.28%)
2025	$9,753.00 (+40.27%)	$209,500 (-) Land $34,800 Building $174,700	$355,100 (+18.64%) Land $58,986 Building $296,114
2023		$209,500 (+22.16%) Land $34,800 Building $174,700	$299,300 (+55.32%) Land $49,717 Building $249,583
2022		$171,500 Land $34,800 Building $136,700	$192,700 Land $39,102 Building $153,598
2021	$6,953.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20