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690 Clover St, Rochester, NY 14610 Property Records

Monroe County and Brighton Town property record for 690 Clover St, Rochester, NY 14610

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,394 sqft · built 1968
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on Record
Last Sale$319,000 (Apr 2022)
Tax Bill$9,868 (2026)
Deeds & MortgagesAug 2023 Mortgage
Apr 2022 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN262000 122.16-2-26

Property Details

APN / Parcel Number

Primary APN262000 122.16-2-26
Alternative APNs
  • 20001221600002026000
  • 01204000000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,394 sqft Living Area
1st Floor Area1,644 sqft
Upper Floors Area750 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions162 ft deep x 75.9 ft wide
Garage TypeAttached
Garage Area546 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area36 sqft
Patio Area6 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01204000000
Street Address690 CLOVER ST
CityROCHESTER
StateNY
Zip14610-2332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description0004-13-07 CLOVER HGTS LR54
Legal SubdivisionCLOVER HEIGHTS TRACT
Legal Block2
Legal Lot Number26.000
JurisdictionMONROE NY
Township / Civil DivisionBRIGHTON
Census Block Group2
Census Block2011
Census Tract12500

Owner

Source: Monroe County and Brighton Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address690 CLOVER ST, ROCHESTER, NY 14610-2332
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Apr 12, 2022Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
May 26, 2020Warranty Deed, Transfer · Conventional Mortgage
RESIDENTIAL MORTGAGE SERVICES
Apr 13, 2018Deed of Trust, Mortgage · Line of Credit
FAMILY FIRST/NY FCU
Mar 1, 2018Deed of Trust, Mortgage · Conventional with PMI
FAMILY FIRST/NY FCU
Jul 31, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 2022 · Amount on Record
Deed SaleApr 12, 2022 · Amount on Record
Prior SaleMay 26, 2020 · Amount on Record
Deed Document Number2022618
Deed Book / Page12648 / 304
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address690 CLOVER ST, ROCHESTER, NY 14610-2332
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address690 CLOVER ST, ROCHESTER, NY 14610-2332

Mortgage

Document Number0000001438
DateAug 29, 2023
Book Page30415/75
Instrument202308291438
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressROANOKE, VA 24010
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term345 Months
DueMay 1, 2052

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateApr 12, 2022
Property Address690 CLOVER ST, ROCHESTER, NY 14610-2332
Document Number0000000618
Book / Page12648 / 304
Map ReferenceLB 99 PG 29
Instrument DateMar 9, 2022
Instrument202204120618
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,276.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address690 CLOVER ST, 690, ROCHESTER, NY 14610-2332

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address690 CLOVER ST, BRIGHTON, NY 14610-2332

Mortgage

Document Number0000000619
DateApr 12, 2022
Instrument202204120619
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateMay 26, 2020
Property Address690 CLOVER ST, ROCHESTER, NY 14610-2332
Document Number0000000340
Book / Page12344 / 381
Map ReferenceLB 99 PG 20
Instrument DateMar 19, 2020
Instrument202005260340
Transaction TypeTransfer
Record UpdatedMay 5, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,008.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address690 CLOVER ST, 690, ROCHESTER, NY 14610-2332

Transferred To (Grantee/Buyer)

NameVerified Name
Address690 CLOVER ST, ROCHESTER, NY 14610-2332

Mortgage

Document Number0000000341
DateMay 26, 2020
Instrument202005260341
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address690 CLOVER ST, ROCHESTER, NY 14610-2332
Document Number0000000751
Instrument DateApr 13, 2018
Transaction TypeMortgage
Record UpdatedMay 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address690 CLOVER ST ROCHESTER NY 14609, ROCHESTER, NY 14609

Mortgage

Document Number0000000751
DateMay 4, 2018
Book Page027585/000423
Instrument751
Lender
NameFAMILY FIRST/NY FCU
TypeCredit Union
AddressROCHESTER, NY 14625
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 3, 2048
Interest
Rate TypeAdjustable Rate

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address690 CLOVER ST, ROCHESTER, NY 14610-2332
Document Number0000000213
Instrument DateMar 1, 2018
Transaction TypeMortgage
Record UpdatedMar 13, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address690 CLOVER ST ROCHESTER NY 146102332, ROCHESTER, NY 14610-2332

Mortgage

Document Number0000000213
DateMar 6, 2018
Book Page027517/000429
Instrument213
Lender
NameFAMILY FIRST/NY FCU
TypeCredit Union
AddressROCHESTER, NY 14625
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 5, 2048

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE NY
Recording DateJul 31, 2017
Property Address690 CLOVER ST, ROCHESTER, NY 14610-2332
Document Number0000000415
Book / Page011896 / 000194
Instrument DateJul 27, 2017
Instrument415
Transaction TypeTransfer
Record UpdatedAug 3, 2017

Transaction

AmountAmount Recorded
Tax$680.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45 BELLEVUE DR ROCHESTER NY 146202703, ROCHESTER, NY 14620-2703

Tax Assessment & Valuation

Source: Monroe County and Brighton Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionBrighton Town
Unified School DistrictPenfield Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,868.00 (+1.11%)
2025$9,760.00 (+15.08%)$209,700 (-) Land $34,800 Building $174,900$355,400 (+18.62%) Land $58,979 Building $296,421
2023$209,700 (-) Land $34,800 Building $174,900$299,600 (+27.16%) Land $49,719 Building $249,881
2022$209,700 Land $34,800 Building $174,900$235,600 Land $39,098 Building $196,502
2021$8,481.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCWA
public/private · serves 525,262 people · EPA ID NY2701047
Water SourceSurface water
Last State InspectionDec 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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