704 Clover St, Rochester, NY 14610 Property Records

Monroe County and Brighton Town property record for 704 Clover St, Rochester, NY 14610

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,630 sqft · built 1962
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$163,900 (Nov 2018)
Tax Bill	$8,124 (2026)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262000 122.16-2-28`

Property Details

APN / Parcel Number

Primary APN	`262000 122.16-2-28`
Alternative APNs	`20001221600002028000` `01202000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,630 sqft Living Area
1st Floor Area	830 sqft
2nd Floor Area	800 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	178 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	219 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01202000000
Street Address	704 CLOVER ST
City	ROCHESTER
State	NY
Zip	14610-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0004-13-07 CLOVER HGTS L52
Legal Block	2
Legal Lot Number	28.000
Jurisdiction	MONROE NY
Township / Civil Division	BRIGHTON
Census Block Group	2
Census Block	2011
Census Tract	12500

Owner

Source: Monroe County and Brighton Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	704 CLOVER ST, ROCHESTER, NY 14610-2332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Prior Sale	Oct 27, 2010 · Amount on Record
Deed Document Number	2018635
Deed Book / Page	12116 / 439
Record Updated	Oct 29, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Nov 30, 2018
Property Address	704 CLOVER ST, ROCHESTER, NY 14610-2332
Document Number	0000000635
Book / Page	012116 / 000439
Instrument Date	Nov 22, 2018
Instrument	635
Transaction Type	Transfer
Record Updated	Dec 20, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 CLOVER ST ROCHESTER NY 146102332, ROCHESTER, NY 14610-2332

Mortgage

Document Number	636
Date	Nov 30, 2018
Book Page	027850/000472
Instrument	636

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Tax Assessment & Valuation

Source: Monroe County and Brighton Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Brighton Town
Unified School District	Penfield Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,124.00 (+1.22%)
2025	$8,026.00 (+14.82%)	$171,800 (-) Land $34,300 Building $137,500	$291,200 (+18.66%) Land $58,138 Building $233,062
2023		$171,800 (-) Land $34,300 Building $137,500	$245,400 (+27.15%) Land $48,994 Building $196,406
2022		$171,800 Land $34,300 Building $137,500	$193,000 Land $38,533 Building $154,467
2021	$6,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20