743 Canberra Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 743 Canberra Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,839 sqft · built 1990
Lot Size	0.173 acres (7,553 sqft)
Owner	2 Trust Names on File
Last Sale	$180,000 (Apr 2016)
Tax Bill	$618 (2024)
Deeds & Mortgages	Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27-28-30-000000-021092`

Property Details

APN / Parcel Number

Primary APN	`27-28-30-000000-021092`
Alternative APNs	`302827000000021092` `02827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,839 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	1,839 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,553 sqft (0.173 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	621 sqft
Porch	Screened/Unfinished Porch
Porch Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	743 CANBERRA RD
City	WINTER HAVEN
State	FL
Zip	33884-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BEG 2061.03 FT N & 392.4 FT W OF SE COR SEC POINT ALSO BEING NE COR LOT 293 RUN S 88 DEG 12 MIN 30 SEC E 50 FT S 01 DEG 47 MIN 30 SEC W 164.58 FT N 72 DEG 33 MIN 21 SEC W 48.58 FT NLY ALONG E LINE LOTS 291 THRU 293 151.57 FT TO POB BEING LOT 294 OF U
Legal Range	27E
Legal Township	28S
Legal Section	30
Legal Subdivision	CYPRESSWOOD
Legal Tract	000000
Legal Block	2
Legal Lot Number	293
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2052
Census Tract	14123

Owner

743 Canberra Rd is owner-occupied and held in a trust since April 2016.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	743 CANBERRA RD, WINTER HAVEN, FL 33884-1210
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2016 · Amount on File
Deed Sale	Apr 19, 2016 · Amount on File
Prior Sale	Oct 30, 2008 · Amount on File
Deed Document Number	201668854
Deed Book / Page	9799 / 535
Prior Transfer Date	Oct 4, 2012
Prior Transfer Doc	0000192579
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	743 CANBERRA RD, WINTER HAVEN, FL 33884-1210
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	743 CANBERRA RD, WINTER HAVEN, FL 33884-1210

Mortgage

Document Number	0000091330
Date	Apr 20, 2023
Book Page	12660/124
Instrument	2023091330

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	May 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,626 (+2.7%)	$216,066 (-3.1%) Land $42,000 Building $174,066
2025		$138,876	$222,971 Land $42,000 Building $180,971
2024	$618.00 (+30.38%)
2023	$474.00 (+6.76%) Homeowner's exemption	$131,031 (+3%)	$225,274 (+9.94%) Land $40,000 Building $185,274
2022	$444.00 Homeowner's exemption	$127,215	$204,903 Land $34,000 Building $170,903

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 743 Canberra Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 105 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 743 Canberra Rd is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20