746 Canberra Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 746 Canberra Rd, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,136 sqft · built 1993
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jun 2022)
Tax Bill	$2,675 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-28-30-000000-021019`

Property Details

APN / Parcel Number

Primary APN	`27-28-30-000000-021019`
Alternative APNs	`302827000000021019` `02827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,136 sqft Living Area
Gross Area	2,800 sqft
1st Floor Area	2,136 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	484 sqft
Porch	Florida Room
Porch Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	746 CANBERRA RD
City	WINTER HAVEN
State	FL
Zip	33884-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 218 OF UNREC CYPRESSWOOD PATIO HOMES DESC AS BEG AT PT 2234.41 FT N & 338.55 FT W OF SE COR OF SEC RUN N 88 DEG 12 MIN 30 SEC W 50 FT S 01 DEG 47 MIN 30 SEC W 125 FT TO N R/W OF CANBERRA RD S 88 DEG 12 MIN 30 SEC E ALONG R/W 50 FT N 01 DEG 47 MIN
Legal Range	27E
Legal Township	28S
Legal Section	30
Legal Subdivision	CYPRESSWOOD
Legal Tract	000000
Legal Block	2
Legal Lot Number	218
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2049
Census Tract	14123

Owner

Source: Polk County records · APN 27-28-30-000000-021019

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	746 CANBERRA RD, WINTER HAVEN, FL 33884-1208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC
Jun 24, 2022	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Jun 11, 2020	Warranty Deed, Transfer MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2022 · Amount on Record
Deed Sale	Jun 24, 2022 · Amount on Record
Prior Sale	Jun 11, 2020 · Amount on Record
Deed Document Number	2022173607
Deed Book / Page	12311 / 1994
Prior Transfer Date	Feb 20, 2014
Prior Transfer Doc	0000074927
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	746 CANBERRA RD, WINTER HAVEN, FL 33884-1208
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	COASTAL SECURITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 CANBERRA RD, WINTER HAVEN, FL 33884-1208

Mortgage

Document Number	0000256845
Date	Oct 01, 2021
Book Page	11919/1342
Instrument	2021256845

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 24, 2022
Property Address	746 CANBERRA RD, WINTER HAVEN, FL 33884-1208
Document Number	0000173607
Book / Page	12311 / 1994
Instrument Date	Jun 16, 2022
Instrument	2022173607
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	SMART TITLE II LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1504 N MOUNTAIN ST, BLACKSBURG, SC 29702-6304

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	746 CANBERRA RD, WINTER HAVEN, FL 33884-1208

Mortgage

Document Number	0123111996
Date	Jun 24, 2022
Instrument	12311/1996

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 11, 2020
Property Address	746 CANBERRA RD, WINTER HAVEN, FL 33884-1208
Document Number	0112620367
Book / Page	011262 / 000367
Instrument Date	Jun 04, 2020
Instrument	115987
Transaction Type	Transfer
Record Updated	Jul 01, 2020
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,014.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 CANBERRA RD WINTER HAVEN FL 338841208, WINTER HAVEN, FL 33884-1208

Mortgage

Document Number	112620369
Date	Jun 11, 2020
Book Page	011262/000369
Instrument	115988

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,675.00 (-18.15%) Homeowner's exemption	$247,158 (-2.17%) Land $50,000 Building $197,158	$247,158 (-2.17%) Land $50,000 Building $197,158
2023	$3,268.00 (+4.08%) Homeowner's exemption	$252,635 (+11.38%) Land $48,000 Building $204,635	$252,635 (+11.38%) Land $48,000 Building $204,635
2022	$3,140.00	$226,813 Land $40,000 Building $186,813	$226,813 Land $40,000 Building $186,813

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050141232, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 105 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022, alluvial fan flooding, Hurricane Ian

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 980 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 176 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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