739 Canberra Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 739 Canberra Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,893 sqft · built 1987
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on Record
Tax Bill	$490 (2025)
Deeds & Mortgages	Oct 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-28-30-000000-021082`

Property Details

APN / Parcel Number

Primary APN	`27-28-30-000000-021082`
Alternative APNs	`302827000000021082` `02827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,893 sqft Living Area
Gross Area	2,418 sqft
1st Floor Area	1,733 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	525 sqft
Porch	Florida Room
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	739 CANBERRA RD
City	WINTER HAVEN
State	FL
Zip	33884-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BEG 2056.35 FT N & 242.49 FT W OF SE COR OF SEC RUN N 88 DEG 12 MIN 30 SEC W 50 FT S 01 DEG 47 MIN 30 SEC W 125 FT S 88 DEG 12 MIN 30 SEC E 50 FT N 01 DEG 47 MIN 30 SEC E 125 FT TO POB BEING LOT 296 OF UNREC CYPRESSWOOD PATIO HOMES
Legal Range	27E
Legal Township	28S
Legal Section	30
Legal Subdivision	CYPRESSWOOD
Legal Tract	000000
Legal Block	2
Legal Lot Number	296
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2052
Census Tract	14123

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	739 CANBERRA RD, WINTER HAVEN, FL 33884-1210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 20, 2022
Transfer Doc	0000284144
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Oct 28, 2022
Property Address	739 CANBERRA RD, WINTER HAVEN, FL 33884-1210
Document Number	0000284144
Book / Page	12465 / 1751
Instrument Date	Oct 20, 2022
Instrument	2022284144
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	739 CANBERRA RD, 739, WINTER HAVEN, FL 33884-1210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 CANBERRA RD, WINTER HAVEN, FL 33884-1210

Mortgage

Document Number	0124651753
Date	Oct 28, 2022
Instrument	12465/1753

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	835 Months
Due	May 2, 2092

Interest

Rate Type	Adjustable Rate
Rate	7.34%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.3%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,722 (+2.7%)	$208,596 (-3.02%) Land $42,000 Building $166,596
2025	$490.00 (+3.16%) Homeowner's exemption	$120,469 (+5.99%)	$215,089 (-0.94%) Land $42,000 Building $173,089
2023	$475.00 (+4.17%) Homeowner's exemption	$113,664 (+3%)	$217,121 (+9.98%) Land $40,000 Building $177,121
2022	$456.00 Homeowner's exemption	$110,353	$197,410 Land $34,000 Building $163,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20