Hamilton County property record for 7320 Thomas Dr, Cincinnati, OH 45243
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,066 sqft · built 2012 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $549,000 (Jul 2019) |
| Tax Bill | $13,109 (2025) |
| Deeds & Mortgages | Oct 2017 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 525-0010-0134-00 |
| Primary APN | 525-0010-0134-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,066 sqft Living Area |
| 1st Floor Area | 1,434 sqft |
| 2nd Floor Area | 632 sqft |
| Basement Area | 1,434 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,934 sqft (0.251 acres) |
| Lot Dimensions | 171 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 499 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7320 THOMAS DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45243-1918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOMAS DR 68.10 X 171 IRRLT 64 PT 63 GALLRIDGE SUBSEC B PRS 134-135 CONS |
| Legal Subdivision | GALLRIDGE SUB |
| Legal Lot Number | 64 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MADEIRA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 24100 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7320 THOMAS DR, CINCINNATI, OH 45243-1918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jul 9, 2019 | Survivorship Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2019 · Amount on Record |
| Deed Sale | Jul 9, 2019 · Amount on Record |
| Prior Sale | Sep 25, 2013 · Amount on Record |
| Deed Document Number | 0000054519 |
| Deed Book / Page | 13954 / 01374 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7320 THOMAS DR, CINCINNATI, OH 45243-1918 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007725 |
|---|---|
| Date | Oct 24, 2017 |
| Instrument | 17-0097725 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7320 THOMAS DR, CINCINNATI, OH 45243-1918 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000031176 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 14372/2593 |
| Instrument | 2021-0031176 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 9, 2019 |
| Property Address | 7320 THOMAS DR, CINCINNATI, OH 45243-1918 |
| Document Number | 0000054519 |
| Book / Page | 13954 / 01374 |
| Map Reference | MB 69 PG 4&5 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 2019-0054519 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,196.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7320 THOMAS DR, CINCINNATI, OH 45243-1918 |
| Document Number | 0000054520 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 2019-0054520 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Madeira City |
| Unified School District | Madeira City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,109.00 (+2.66%) | $223,034 (-) Land $48,678 Building $174,356 | |
| 2024 | $12,769.00 (-1.31%) | $223,034 (-) Land $48,678 Building $174,356 | |
| 2023 | $12,939.00 (-5.1%) | $223,034 (+16.07%) Land $48,678 Building $174,356 | $637,240 (+16.07%) Land $139,080 Building $498,160 |
| 2022 | $13,635.00 Homeowner's exemption | $192,150 Land $34,076 Building $158,074 | |
| 2020 | $549,000 Land $97,360 Building $451,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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