742 Cedar St, Ramona, CA 92065 Property Records

San Diego County property record for 742 Cedar St, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1998
Square Footage2,184 sqft Living Area
Lot Size2.11 acres
OccupancyOwner Occupied
Last Sale$650,000 (2020)
Tax Bill$8,288.00 (2025)

Property Details

APN / Parcel Number

Primary APN280-084-04-00
Alternative APN
  • 2800940400

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,184 sqft Living Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch Style
Lot Area92,347 sqft
Parking Spaces3 Parking Spaces

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Old Parcel Number2800940400
Street Address742 CEDAR ST
CityRAMONA
StateCA
Zip92065-1418
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 228 /EXC WLY 165 FT/ & /EXC SLY 80 FT/ TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block1
Legal Lot Number228
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup1
Census Block1030
Census Tract20812

Owner

Source: San Diego County records · APN 280-084-04-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address742 CEDAR ST, RAMONA, CA 92065-1418
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2021Intrafamily Transfer, Transfer
Sep 30, 2021Intrafamily Transfer, Transfer
Mar 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANNER BANK
Jan 02, 2020Grant Deed, Transfer · Conventional Mortgage
BANNER BANK
May 20, 2017Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 02, 2020 · Amount on Record
Deed SaleJan 02, 2020 · Amount on Record
Prior SaleJun 16, 2014 · Amount on Record
Deed Doc Number20201460
Last Transfer DateSep 27, 2021
Transfer Doc0000687357
Record RefreshedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 30, 2021
Property Address742 CEDAR ST, RAMONA, CA 92065-1418
Document Number0000687357
Map ReferenceMAP 643
Instrument DateSep 27, 2021
Instrument2021-0687357
Transaction TypeTransfer
Record UpdatedOct 08, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address742 CEDAR ST, RAMONA, CA 92065-1418

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 30, 2021
Property Address742 CEDAR ST, RAMONA, CA 92065-1418
Document Number0000687358
Map ReferenceMAP 643
Instrument DateSep 27, 2021
Instrument2021-0687358
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address742 CEDAR ST, RAMONA, CA 92065-1418
InvestorPossibly a Property Investor

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address742 CEDAR ST, RAMONA, CA 92065-1418
Transaction TypeMortgage
Record UpdatedApr 01, 2021
Title CompanyLENNAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address742 CEDAR ST, RAMONA, CA 92065-1418

Mortgage

Document Number0000212367
DateMar 18, 2021
Instrument2021-0212367
Lender
NameBANNER BANK
TypeBank
AddressWALLA WALLA, WA 99362
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 02, 2020
Property Address742 CEDAR ST, RAMONA, CA 92065-1418
Document Number0000001460
Map ReferenceMAP 643
Instrument DateDec 05, 2019
Instrument2020-0001460
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address742 CEDAR ST, RAMONA, CA 92065-1418

Mortgage

Document Number0000001461
DateJan 02, 2020
Instrument2020-0001461
Lender
NameBANNER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address742 CEDAR ST, RAMONA, CA 92065-1418
Document Number0000235318
Instrument DateMay 20, 2017
Transaction TypeMortgage
Record UpdatedMay 31, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address742 CEDAR ST RAMONA CA 920651418, RAMONA, CA 92065-1418

Mortgage

Document Number0000235318
DateMay 25, 2017
Instrument235318
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 24, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$782,898 (+2%) Land $378,405 Building $404,493
2025$8,288.00 (+6.79%) Homeowner's exemption$767,548 (+4.04%) Land $370,986 Building $396,562
2023$7,761.00 (-0.93%) Homeowner's exemption$737,745 Land $356,581 Building $381,164
2022$7,834.00

Flood & Wildfire

742 Cedar St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesHigh
78th percentile of exposed land nationally · 54th in California
Wildfire LikelihoodHigh — about 1 in 147 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number