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626 Cedar St, Ramona, CA 92065 Property Records

San Diego County property record for 626 Cedar St, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1953
Square Footage1,988 sqft Living Area
Lot Size2.38 acres
OccupancyOwner Occupied
Last Sale$478,000 (2019)
Tax Bill$3,927.00 (2025)

Owner

Source: San Diego County records · APN 280-088-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address626 CEDAR ST, RAMONA, CA 92065-1416
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
NAVY FCU
Sep 27, 2019Grant Deed, Transfer · Veterans Administration Mortgage
NAVY FCU
Mar 21, 2019Grant Deed, Construction Loan · Conventional Mortgage with Private Mortgage Insurance (PMI)
ANCHOR LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 27, 2019 · Amount on Record
Deed SaleSep 27, 2019 · Amount on Record
Prior SaleMar 21, 2019 · Amount on Record
Deed Doc Number2019430170
Record RefreshedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address626 CEDAR ST, RAMONA, CA 92065-1416
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 14TH ST E10, E10, RAMONA, CA 92065-2704

Mortgage

Document Number0000648863
DateOct 22, 2020
Instrument2020-0648863
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term348 Months
DueOct 01, 2049

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 27, 2019
Property Address626 CEDAR ST, RAMONA, CA 92065-1416
Document Number0000430170
Instrument DateSep 25, 2019
Instrument430170
Transaction TypeTransfer
Record UpdatedOct 07, 2019
Title CompanyTICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$525.80
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address626 CEDAR ST RAMONA CA 920651416, RAMONA, CA 92065-1416

Mortgage

Document Number430171
DateSep 27, 2019
Instrument430171
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2049

March 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 21, 2019
Property Address626 CEDAR ST, RAMONA, CA 92065-1416
Document Number0000102094
Instrument DateMar 11, 2019
Instrument102094
Transaction TypeConstruction Loan
Record UpdatedMar 29, 2019
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$410.30
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address450 NEWPORT CENTER DR #200 NEWPORT BEACH CA 926607655, 200, NEWPORT BEACH, CA 92660-7655

Mortgage

Document Number102095
DateMar 21, 2019
Instrument102095
Lender
NameANCHOR LNS
TypeFunding / Finance Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$533,214 (+2%) Land $332,423 Building $200,791
2025$3,927.00 (+28.04%)$522,759 (+4.04%) Land $325,905 Building $196,854
2023$3,067.00 (-20.95%)$502,461 Land $313,250 Building $189,211
2022$3,880.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 87% of the US · above 68% of California
Wildfire LikelihoodAbout 1 in 119 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN280-088-02-00
Alternative APN
  • 2800930700

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,988 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Lot Area104,108 sqft
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Old Parcel Number2800930700
Street Address626 CEDAR ST
CityRAMONA
StateCA
Zip92065-1416
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK 225 W 1/2 OF TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block225
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup1
Census Block1025
Census Tract20812

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