San Diego County property record for 823 Cedar St, Ramona, CA 92065 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1992 |
| Square Footage | 2,067 sqft Living Area |
| Lot Size | 4.76 acres |
| Occupancy | Owner Occupied |
| Last Sale | $245,000 (1995) |
| Tax Bill | $4,952.00 (2025) |
| Primary APN | 280-083-03-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,067 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional Style |
| Lot Area | 207,781 sqft |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 823 CEDAR ST |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1419 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BLK 213 TR 000644 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000644 |
| Legal Block | 213 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | RAMONA |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 20812 |
Source: San Diego County records · APN 280-083-03-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 823 CEDAR ST, RAMONA, CA 92065-1419 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LOANS LLC |
| May 01, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LNS |
| Feb 08, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 1995 · Amount on Record |
| Deed Sale | May 01, 1995 · Amount on Record |
| Prior Sale | Sep 11, 1991 · Amount on Record |
| Deed Doc Number | 1995182323 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 823 CEDAR ST, RAMONA, CA 92065-1419 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 823 CEDAR ST, RAMONA, CA 92065-1419 |
| Document Number | 0000749885 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021-0749885 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 823 CEDAR ST, RAMONA, CA 92065-1419 |
| Document Number | 0000265851 |
| Instrument Date | May 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 823 CEDAR ST RAMONA CA 920651419, RAMONA, CA 92065-1419 |
| Document Number | 0000265851 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 265851 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 823 CEDAR ST, RAMONA, CA 92065-1419 |
| Document Number | 0000076245 |
| Instrument Date | Feb 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2019 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 823 CEDAR ST RAMONA CA 920651419, RAMONA, CA 92065-1419 |
| Document Number | 0000076245 |
|---|---|
| Date | Mar 04, 2019 |
| Instrument | 76245 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 03, 2059 |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $451,841 (+2%) Land $186,614 Building $265,227 | |
| 2025 | $4,952.00 (+13.14%) Homeowner's exemption | $442,982 (+7.69%) Land $182,955 Building $260,027 |
| 2023 | $4,377.00 (-3.55%) Homeowner's exemption | $411,365 Land $161,434 Building $249,931 |
| 2022 | $4,538.00 |
823 Cedar St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 86th percentile of exposed land nationally · 66th in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 108 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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