7411 SE Downing Rd, Holt, MO 64048 Property Records

Clinton County property record for 7411 SE Downing Rd, Holt, MO 64048

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,310 sqft · built 1996
Lot Size	3.43 acres (149,411 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,007 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16 08.2 28 000 000 001.012`

Property Details

APN / Parcel Number

Primary APN	`16 08.2 28 000 000 001.012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	102 Units
Stories	1 Story
Building Area	1,310 sqft Living Area
Basement Area	1,310 sqft
Finished Basement	1,142 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	149,411 sqft (3.43 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	7411 SE DOWNING RD
City	HOLT
State	MO
Zip	64048-9371
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 11 FREEWAY ESTATES
Legal Range	30W
Legal Township	54N
Legal Section	28
Legal Subdivision	FREEWAY ESTATES
Legal Lot Number	11
Jurisdiction	CLINTON MO
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2093
Census Tract	960202

Owner

Source: Clinton County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7411 SE DOWNING RD, HOLT, MO 64048-9371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 8, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2000
Deed Sale	Aug 1, 2000
Deed Document Number	20003490
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MO
Property Address	7411 SE DOWNING RD, HOLT, MO 64048-9371
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7411 SE DOWNING RD, HOLT, MO 64048-9371

Mortgage

Document Number	0202500350
Date	Feb 14, 2025
Instrument	202500350

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Aug 1, 2051

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MO
Property Address	7411 SE DOWNING RD, HOLT, MO 64048-9371
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7411 SE DOWNING RD, HOLT, MO 64048-9371

Mortgage

Document Number	0202502474
Date	Sep 8, 2025
Instrument	202502474

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clinton County
Unified School District	Lathrop R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,007.00 (+0.03%)	$39,162 (+11.9%) Land $7,310 Building $31,852	$207,000 (+11.85%) Land $39,360 Building $167,640
2024	$3,006.00 (+13.73%)	$34,997 (-) Land $6,558 Building $28,439
2023	$2,643.00 (+9.67%)	$34,997 (+7.98%) Land $6,558 Building $28,439	$185,077 (+7.94%) Land $35,400 Building $149,677
2022	$2,410.00	$32,411 Land $6,558 Building $25,853
2021			$171,470 Land $35,400 Building $136,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON CO PWSD 4 SYS 1 serves 4,968 people · EPA ID MO1024156
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
Rural Farm Networks Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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