709 Prospect St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 709 Prospect St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,477 sqft · built 1920
Lot Size0.389 acres (16,932 sqft)
OwnerCompany Name on Record
Last Sale$156,032 (Feb 2017)
Tax Bill$4,615 (2026)
Deeds & MortgagesApr 2024 Mortgage
Feb 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APN689-00039

Property Details

APN / Parcel Number

Primary APN689-00039
Alternative APN
  • CHIC M:0689 P:00039

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,477 sqft Living Area
Gross Area3,504 sqft
1st Floor Area1,064 sqft
Basement Area671 sqft
Unfinished Basement671 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,932 sqft (0.389 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number689-00039
Street Address709 PROSPECT ST
CityCHICOPEE
StateMA
Zip01020-3004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code7
Legal SubdivisionLONGBROOK ESTATE COND
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2012
Census Tract811301

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 24737, WEST PALM BEACH, FL 33416-4737
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2024Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Feb 22, 2017Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2017 · Amount on Record
Deed SaleFeb 22, 2017 · Amount on Record
Prior SaleApr 3, 2000 · Amount on Record
Deed Document Number20179177
Deed Book / Page21574 / 535
Transfer Doc21574-535
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address709 PROSPECT ST, CHICOPEE, MA 01020-3004
Transaction TypeMortgage
Record UpdatedMay 3, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025385-559
DateApr 17, 2024
Book Page25385/559
Instrument16141
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term469 Months
DueMay 1, 2063

February 2017: Foreclosure

Document TypeForeclosure
JurisdictionCHICOPEE MA
Recording DateFeb 22, 2017
Property Address709 PROSPECT ST, CHICOPEE, MA 01020-3004
Document Number21574-535
Book / Page021574 / 000535
Instrument DateFeb 21, 2017
Instrument9177
Transaction TypeForeclosure
Record UpdatedNov 21, 2017

Transaction

AmountAmount Recorded
Tax$725.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,615.00 (+6.12%)$302,800 (+5.54%) Land $126,900 Building $175,900$323,253 (+25.05%)
2025$4,349.00 (+5.28%)$286,900 (+2.5%) Land $114,700 Building $172,200$258,495
2024$4,131.00 (+6.39%)$279,900 (+9.21%) Land $112,500 Building $167,400
2023$3,883.00$256,300 Land $102,300 Building $154,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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