721 Montclair Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 721 Montclair Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,210 sqft · built 1972
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Nov 2017)
Tax Bill	$3,334 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-75-4-6`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-75-4-6`
Alternative APNs	`28-37-28-75-00004.0-0006.00` `2837225`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,210 sqft Living Area
Gross Area	2,630 sqft
1st Floor Area	2,210 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	308 sqft
Porch	Florida Room
Porch Area	112 sqft
Deck Area	688 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2837225
Street Address	721 MONTCLAIR RD NE
City	PALM BAY
State	FL
Zip	32905-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 1 LOT 6 BLK 4
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 1
Legal Block	4
Legal Lot Number	6
Legal Unit	1
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2013
Census Tract	65130

Owner

721 Montclair Rd NE is owned and occupied by an individual who acquired it in June 2020.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	721 MONTCLAIR RD NE, PALM BAY, FL 32905-5010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 1, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2017 · Amount on File
Deed Sale	Nov 1, 2017 · Amount on File
Prior Sale	Feb 9, 2015 · Amount on File
Deed Document Number	2017226686
Last Transfer Date	Jun 20, 2020
Transfer Doc	0087730279
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	721 MONTCLAIR RD NE, PALM BAY, FL 32905-5010
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090620213
Date	Mar 24, 2021
Book Page	9062/213
Instrument	2021074697

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 1, 2017
Property Address	721 MONTCLAIR RD NE, PALM BAY, FL 32905-5010
Document Number	0080170098
Book / Page	008017 / 000098
Instrument Date	Oct 10, 2017
Instrument	226686
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	721 MONTCLAIR RD NE PALM BAY FL 329055010, PALM BAY, FL 32905-5010

Mortgage

Document Number	80170099
Date	Nov 1, 2017
Book Page	008017/000099
Instrument	226687

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 721 Montclair Rd NE was $3,334 with exemptions applied, down 0.2% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,130 (+2.7%)	$317,150 (-3.67%)
2025	$3,334.00 (-0.18%) Homeowner's exemption Disabled Person's exemption	$230,900	$329,220
2024	$3,340.00 (+2.39%)
2023	$3,262.00 (+0.99%) Homeowner's exemption Disabled Person's exemption	$217,870 (+3%)	$315,950 (+3.03%) Land $55,000 Building $260,950
2022	$3,230.00 Homeowner's exemption Disabled Person's exemption	$211,530	$306,670 Land $50,000 Building $256,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 721 Montclair Rd NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 721 Montclair Rd NE is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wire 3.

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