741 Coves Point Dr, Riverside, AL 35135 Property Records

St. Clair County property record for 741 Coves Point Dr, Riverside, AL 35135

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,376 sqft · built 1989
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on Record
Last Sale$318,000 (Oct 2019)
Tax Bill$1,501 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN22-07-35-4-001-038.000

Property Details

APN / Parcel Number

Primary APN22-07-35-4-001-038.000
Alternative APNs
  • 00508367
  • 508367
  • 18418

Interior

Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area2,376 sqft Living Area
1st Floor Area2,186 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area22,651 sqft (0.52 acres)
Utility Building320 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number00508367
Street Address741 COVES POINT DR
CityRIVERSIDE
StateAL
Zip35135-1315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 COVE POINT 35-16-4
Legal Range04E
Legal Township16S
Legal Section35
Legal SubdivisionCOVE POINT
Legal Lot Number18
JurisdictionST CLAIR AL
Township / Civil DivisionPELL CITY
Census Block Group1
Census Block1041
Census Tract40206

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address741 COVES POINT DR, RIVERSIDE, AL 35135-1315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2019 · Amount on Record
Deed SaleOct 3, 2019 · Amount on Record
Deed Book / Page2019 / 11880
Prior Transfer DateNov 13, 2009
Prior Transfer Doc0000000161
Record UpdatedSep 20, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR AL
Recording DateOct 3, 2019
Property Address741 COVES POINT DR, RIVERSIDE, AL 35135-1315
Document Number0000011880
Instrument DateSep 27, 2019
Instrument11880
Transaction TypeTransfer
Record UpdatedNov 14, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$318.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address741 COVES POINT DR RIVERSIDE AL 351351315, RIVERSIDE, AL 35135-1315

Mortgage

Document Number38306
DateOct 3, 2019
Instrument38306
Lender
Name1ST RSRC CU
AddressBIRMINGHAM, AL 35209
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 2, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateAlabama
CountySt. Clair County
MunicipalityRiverside City
Unified School DistrictPell City City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,501.00 (+13.63%)$36,620 (-49.77%)$366,120 (+0.43%)
2023$72,908 Land $30,000 Building $42,908$364,540 Land $150,000 Building $214,540
2022$1,321.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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