St. Clair County property record for 737 Coves Point Dr, Riverside, AL 35135
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,920 sqft · built 1985 |
| Lot Size | 0.45 acres (19,413 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Jul 2019) |
| Tax Bill | $1,505 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-07-35-4-001-037.000 |
| Primary APN | 22-07-35-4-001-037.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,413 sqft (0.45 acres) |
| Utility Building | 80 sqft |
| Boat Access | Boat Access |
| Boat House | 900 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00501804 |
|---|---|
| Street Address | 737 COVES POINT DR |
| City | RIVERSIDE |
| State | AL |
| Zip | 35135-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 COVE POINT 35-16-4 |
| Legal Range | 04E |
| Legal Township | 16S |
| Legal Section | 35 |
| Legal Subdivision | COVE POINT |
| Legal Lot Number | 17 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | PELL CITY |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 40206 |
Source: St. Clair County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 737 COVES POINT DR, RIVERSIDE, AL 35135-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2025 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COOSA VALLEY MORTGAGE INC |
| Jul 23, 2019 | Survivorship Deed, Transfer · Conventional Mortgage COOSA VALLEY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2019 · Amount on Record |
| Deed Sale | Jul 23, 2019 · Amount on Record |
| Deed Book / Page | 2019 / 8431 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 737 COVES POINT DR, RIVERSIDE, AL 35135-1315 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 737 COVES POINT DR, RIVERSIDE, AL 35135-1315 |
| Document Number | 0000047753 |
|---|---|
| Date | Nov 7, 2025 |
| Book Page | MTG2025/47753 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | 2050 PARKWAY OFFICE CIR, HOOVER, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 2, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 737 COVES POINT DR, RIVERSIDE, AL 35135-1315 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000061769 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | MTG 2020/61769 |
| Name | COOSA VALLEY MORTGAGE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | PELL CITY, AL 35128 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Jul 23, 2019 |
| Property Address | 737 COVES POINT DR, RIVERSIDE, AL 35135-1315 |
| Document Number | 0000008431 |
| Book / Page | DEED 2019 / 08431 |
| Map Reference | MB D PG 43 |
| Instrument Date | Jul 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 DUNDEE AVE UNIT 7, 225, GREELEY, CO 80634-8803 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 737 COVES POINT DR, RIVERSIDE, AL 35135-1315 |
| Document Number | MTG201926733 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | MTG 2019/26733 |
| Name | COOSA VALLEY MORTGAGE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Municipality | Riverside City |
| Unified School District | Pell City City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,505.00 (+42.79%) | $37,880 (-49.96%) | $378,510 (-) |
| 2023 | $75,702 Land $30,000 Building $45,702 | $378,510 Land $150,000 Building $228,510 | |
| 2022 | $1,054.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures