677 Coves Point Dr, Riverside, AL 35135 Property Records

St. Clair County property record for 677 Coves Point Dr, Riverside, AL 35135

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,078 sqft · built 1985
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Feb 2022)
Tax Bill	$1,628 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-07-35-4-001-032.000`

Property Details

APN / Parcel Number

Primary APN	`22-07-35-4-001-032.000`
Alternative APNs	`512654` `18412`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,078 sqft Heated Area
1st Floor Area	1,515 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Boat Access	Boat Access
Boat House	416 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	677 COVES POINT DR
City	RIVERSIDE
State	AL
Zip	35135-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 COVE POINT 35-16-4
Legal Range	04E
Legal Township	16S
Legal Section	35
Legal Subdivision	COVE POINT
Legal Lot Number	12
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1041
Census Tract	40206

Owner

Source: St. Clair County assessment roll, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	677 COVES POINT DR, RIVERSIDE, AL 35135-1314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Deed Book / Page	2022 / 2000
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Feb 11, 2022
Property Address	677 COVES POINT DR, RIVERSIDE, AL 35135-1314
Document Number	0000002000
Book / Page	DEED 2022 / 2000
Map Reference	MB D PG 43
Instrument Date	Feb 3, 2022
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 COVES POINT DR, RIVERSIDE, AL 35135-1314

Mortgage

Document Number	MTG20227981
Date	Feb 11, 2022
Instrument	MTG 2022/7981

Lender

Name	COOSA VALLEY MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Riverside City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,628.00 (+83.95%)	$40,880 (-49.98%)	$408,650 (-)
2023		$81,730 (+211.1%) Land $30,000 Building $51,730	$408,650 (+55.55%) Land $150,000 Building $258,650
2022	$885.00 Homeowner's exemption Senior Citizen's exemption	$26,271 Land $12,500 Building $13,771	$262,710 Land $125,000 Building $137,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cable One Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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