741 Cottage Loop, Oxford, MS 38655 Property Records

Lafayette County property record for 741 Cottage Loop, Oxford, MS 38655

Property Summary

Property Type	Vacant Land
Lot Size	0.023 acres (1,015 sqft)
Owner	Company Name on File
Last Sale	$1,650,000 (Apr 2025)
Tax Bill	$585 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`182-03-002.64`

Property Details

APN / Parcel Number

Primary APN	`182-03-002.64`
Alternative APN	`40830`

Exterior

Lot Area	1,015 sqft

Location & Zoning

Account Number	40830
Street Address	741 COTTAGE LOOP
City	OXFORD
State	MS
Zip	38655-1127
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	UNIT 741B THE COTTAGES AT THE GROVE AT GRAND OAKS PHASE 6A & PT INTEREST IN COMMON AREA
Legal Range	03W
Legal Township	09S
Legal Section	03
Legal Subdivision	GRAND OAKS
Legal Phase	6A
Legal Unit	741B
Jurisdiction	LAFAYETTE MS
Township / Civil Division	1
Census Block Group	2
Census Block	2009
Census Tract	950506

Owner

Source: Lafayette County records · APN 182-03-002.64

Assessment roll updated April 28, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	432 MAGAZINE ST, TUPELO, MS 38804-4734
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 07, 2025 · Amount on Record
Deed Sale	Apr 07, 2025 · Amount on Record
Deed Document Number	20252912
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Recording Date	Jul 27, 2026
Property Address	741 COTTAGE LOOP, OXFORD, MS 38655-1127
Document Number	0000006705
Instrument Date	Jul 23, 2026
Instrument	20266705
Transaction Type	Mortgage
Record Updated	Aug 03, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	432 MAGAZINE ST, TUPELO, MS 38804-4734

Mortgage

Document Number	0000006705,
Date	Jul 27, 2026
Instrument	20266705

Lender

Name	BANKPLUS

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 23, 2027

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$585.00	$4,500 (-)	$30,000 (-) Land $30,000
2023	$585.00	$4,500	$30,000 Land $30,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BCI Mississippi Broadband Fiber · Cable in parts of the area	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
North East Fiber Fiber	2,000 / 1,000
Telapex Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 72 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF OXFORD serves 28,500 people
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.