Lafayette County property record for 735 Cottage Loop, Oxford, MS 38655 · Last verified July 2026
| Property Type | Vacant Land > Uncategorized |
|---|---|
| Lot Size | 0.023 acres |
| Last Sale | $892,500 (2026) |
| Tax Bill | $585.00 (2025) |
Source: Lafayette County records · APN 182-03-002.58
Assessment roll updated April 28, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 432 MAGAZINE ST, TUPELO, MS 38804-4734 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Building or Construction Mortgage BANKPLUS |
| Jun 10, 2026 | Warranty Deed, Transfer · Building or Construction Mortgage HUNTINGTON NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Deed Doc Number | 20265024 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jul 27, 2026 |
| Property Address | 735 COTTAGE LOOP, OXFORD, MS 38655-1127 |
| Document Number | 0000006703 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 20266703 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | 266 |
| Address | 432 MAGAZINE ST, TUPELO, MS 38804-4734 |
| Document Number | 0000006703, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 20266703 |
| Name | BANKPLUS |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 23, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jun 10, 2026 |
| Property Address | 735 COTTAGE LOOP, OXFORD, MS 38655-1127 |
| Document Number | 0000005024 |
| Instrument Date | Jun 04, 2026 |
| Instrument | 20265024 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Estimated Sales Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 MAGAZINE ST, TUPELO, MS 38804-4734 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005025, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 20265025 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Dec 05, 2027 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000005028, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 20265028 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 1 Months |
| Due | Dec 05, 2027 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $585.00 | $4,500 (-) | $30,000 (-) Land $30,000 |
| 2023 | $585.00 | $4,500 | $30,000 Land $30,000 |
Source: FEMA National Flood Hazard Layer, Lafayette County (28071C), updated March 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 901 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 182-03-002.58 |
|---|---|
| Alternative APN |
|
| Lot Area | 1,015 sqft |
|---|
| Account Number | 40824 |
|---|---|
| Street Address | 735 COTTAGE LOOP |
| City | OXFORD |
| State | MS |
| Zip | 38655-1127 |
| Property Usage | Vacant Land Property Usage |
| Type | Vacant Land > Uncategorized |
| Legal Description | UNIT 735B THE COTTAGES AT THE GROVE AT GRAND OAKS PHASE 6A & PT INTEREST IN COMMON AREA |
| Legal Range | 03W |
| Legal Township | 09S |
| Legal Section | 03 |
| Legal Subdivision | GRAND OAKS |
| Legal Phase | 6A |
| Legal Unit | 735B |
| Jurisdiction | LAFAYETTE MS |
| Minor Civil Division | 1 |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 950506 |
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