Lafayette County property record for 740 Cottage Loop, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,940 sqft · built 2022 |
| Lot Size | 0.023 acres (1,015 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,462 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 182-03-002.70 |
| Primary APN | 182-03-002.70 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,940 sqft Living Area |
| 1st Floor Area | 1,940 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 1,015 sqft |
| Account Number | 40836 |
|---|---|
| Street Address | 740 COTTAGE LOOP |
| City | OXFORD |
| State | MS |
| Zip | 38655-1127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 740 THE COTTAGES AT THE GROVE AT GRAND OAKS PHASE 6A & PT INTEREST IN COMMON AREA |
| Legal Range | 03W |
| Legal Township | 09S |
| Legal Section | 03 |
| Legal Subdivision | GRAND OAKS |
| Legal Phase | 6A |
| Legal Unit | 740 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 950506 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1165 RIVER FALL CV, MEMPHIS, TN 38120-2614 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2023 | Condominium Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Nov 4, 2022 | Condominium Deed, Transfer · Commercial Mortgage BANKOKOLONA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Mar 3, 2023 |
| Property Address | 740 COTTAGE LOOP, OXFORD, MS 38655-1127 |
| Document Number | 0202301624 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 2023-01624 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 529 DAYBRITE DR, TUPELO, MS 38801-4909 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1165 RIVER FALL CV, MEMPHIS, TN 38120-2614 |
| Document Number | 0202301628 |
|---|---|
| Date | Mar 3, 2023 |
| Instrument | 2023-01628 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Dec 3, 2047 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Nov 4, 2022 |
| Property Address | 740 COTTAGE LOOP, OXFORD, MS 38655-1127 |
| Document Number | 0202210413 |
| Map Reference | CAB C SL 104 |
| Instrument Date | Nov 3, 2022 |
| Instrument | 2022-10413 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 FAZIO DR, OXFORD, MS 38655-2166 |
| Name | Verified Name |
|---|---|
| Address | 529 DAYBRIGHT DRIVE, TUPELO, MS 38801 |
| Investor | Possibly a Property Investor |
| Document Number | 0202210414 |
|---|---|
| Date | Nov 4, 2022 |
| Instrument | 2022-10414 |
| Name | BANKOKOLONA |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,462.00 (+68.98%) | $57,359 (+68.97%) | $382,390 (+68.97%) Land $60,000 Building $322,390 |
| 2023 | $4,416.00 | $33,947 | $226,310 Land $60,000 Building $166,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures