741 Caro Cir, Harlingen, TX 78552 Property Records

Cameron County property record for 741 Caro Cir, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,227 sqft · built 1973
Lot Size	0.391 acres (17,035 sqft)
Owner	Individual Name on Record
Last Sale	$859,500 (Aug 2016)
Tax Bill	$6,145 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`458060-0080-015000`

Property Details

APN / Parcel Number

Primary APN	`458060-0080-015000`
Alternative APN	`91205`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,227 sqft Living Area
Gross Area	2,756 sqft
1st Floor Area	1,861 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Lot Area	17,035 sqft (0.391 acres)
Lot Width	115 ft Width
Garage Type	Attached
Garage Area	529 sqft
Driveway	Concrete Driveway
Driveway Area	2,374 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	630 sqft
Porch	Open Porch
Porch Area	798 sqft
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	741 CARO CIR
City	HARLINGEN
State	TX
Zip	78552-8942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-C
Legal Description	PALM VALLEY - PALM VALLEY ESTS 1 LOT 15 BLK 8
Legal Subdivision	PALM VALLEY ESTATES SUBDIVISION 1
Legal Block	8
Legal Lot Number	15
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1018
Census Tract	10405

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	741 CARO CIR, HARLINGEN, TX 78552-8942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS LLC
Apr 6, 2020	Vendor's Lien, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2016 · Amount on Record
Deed Sale	Aug 24, 2016 · Amount on Record
Prior Sale	Jun 5, 2013 · Amount on Record
Deed Document Number	201630259
Deed Book / Page	21996 / 74
Prior Transfer Date	Aug 19, 2016
Prior Transfer Doc	021996/074
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	741 CARO CIR, HARLINGEN, TX 78552-8942
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202118812
Date	Apr 30, 2021
Instrument	2021-18812

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Apr 6, 2020
Property Address	741 CARO CIR, HARLINGEN, TX 78552-8942
Document Number	0202012385
Map Reference	VOL 22 PG 22
Instrument Date	Apr 2, 2020
Instrument	2020-12385
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	SAN JACINTO TITLE SERVICES-HOLLY, SAN JACINTO TTL SVCS HARLING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 GALIUM CT, MC LEAN, VA 22102-1106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 CARO CIR, HARLINGEN, TX 78552-8942

Mortgage

Document Number	0202012386
Date	Apr 6, 2020
Instrument	2020-12386

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Palm Valley City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,862 (-0.54%) Land $140,539 Building $222,323	$362,862 (-0.54%) Land $140,539 Building $222,323
2025	$6,145.00 (-23.97%) Homeowner's exemption	$364,815 (+4.77%) Land $140,539 Building $224,276	$364,815 (+4.77%) Land $140,539 Building $224,276
2023		$348,208 Land $140,539 Building $207,669	$348,208 Land $140,539 Building $207,669
2022	$8,082.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 336 policies
Nearby Flood Policies	336 in force
Nearby Flood Claims	159 (2008–2025)
Claims Outside the SFHA	159 of 159
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 151 claims Hurricane Dolly, Jul 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM VALLEY serves 1,310 people · EPA ID TX0310027
Water Source	Purchased surface water from HARLINGEN WATER WORKS SYSTEM
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless	100 / 100

May also be available: Smartcom Telephone.

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