718 Caro Cir, Harlingen, TX 78552 Property Records

Cameron County property record for 718 Caro Cir, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,099 sqft · built 1970
Lot Size	0.599 acres (26,107 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,064 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`458060-0080-006000`

Property Details

APN / Parcel Number

Primary APN	`458060-0080-006000`
Alternative APN	`91197`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,099 sqft Living Area
Gross Area	4,459 sqft
1st Floor Area	1,991 sqft
2nd Floor Area	2,108 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Lot Area	26,107 sqft (0.599 acres)
Lot Width	136 ft Width
Garage Type	Detached
Garage Area	792 sqft
Driveway	Concrete Driveway
Driveway Area	3,863 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	718 CARO CIR
City	HARLINGEN
State	TX
Zip	78552-8942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-C
Legal Description	PALM VALLEY - PALM VALLEY ESTS 1 ALL LOT 6 PT30 LOT 7 BLK 8
Legal Subdivision	PALM VALLEY ESTATES SUBDIVISION 1
Legal Block	8
Legal Lot Number	6
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1018
Census Tract	10405

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	718 CARO CIR, HARLINGEN, TX 78552-8942
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jun 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CLEARPATH LENDING
Nov 9, 2017	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025
Deed Sale	Apr 7, 2025
Prior Sale	Jun 10, 2020 · Amount on Record
Deed Document Number	202511537
Prior Transfer Date	Nov 9, 2017
Prior Transfer Doc	023005/008
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	718 CARO CIR, HARLINGEN, TX 78552-8942
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	TAGO TITLE, TIAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202155022
Date	Dec 27, 2021
Instrument	2021-55022

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMERON TX
Recording Date	Jun 10, 2020
Property Address	718 CARO CIR, HARLINGEN, TX 78552-8942
Document Number	202019677
Map Reference	VOL 22 PG 22
Instrument Date	Jun 2, 2020
Instrument	2020-19677
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 CARO CIR, HARLINGEN, TX 78552-8942

Mortgage

Document Number	202019678
Date	Jun 10, 2020
Instrument	2020-19678

Lender

Name	CLEARPATH LENDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Nov 9, 2017
Property Address	718 CARO CIR, HARLINGEN, TX 78552-8942
Document Number	23005/008
Book / Page	23005 / 008
Map Reference	VOL 22 PG 22
Instrument Date	Nov 9, 2017
Instrument	2017-00042629
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 CARO CIR, HARLINGEN, TX 78552-8942

Mortgage

Document Number	201700042630
Date	Nov 9, 2017
Instrument	2017-00042630

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Palm Valley City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,603 (+1%)	$519,739 (-) Land $215,383 Building $304,356
2025	$5,064.00 (-10.42%)	$386,003 (-26.35%)	$519,739 (-0.83%) Land $215,383 Building $304,356
2024	$5,653.00 (-6.93%)
2023		$524,094 Land $215,383 Building $308,711	$524,094 Land $215,383 Building $308,711
2022	$6,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 336 policies
Nearby Flood Policies	336 in force
Nearby Flood Claims	159 (2008–2025)
Claims Outside the SFHA	159 of 159
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 151 claims Hurricane Dolly, Jul 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM VALLEY serves 1,310 people · EPA ID TX0310027
Water Source	Purchased surface water from HARLINGEN WATER WORKS SYSTEM
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless	100 / 100

May also be available: Smartcom Telephone.

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