709 Caro Cir, Harlingen, TX 78552 Property Records

Cameron County property record for 709 Caro Cir, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	2,447 sqft · built 1975
Lot Size	0.42 acres (18,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,500 (Dec 2018)
Tax Bill	$3,001 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`458060-0080-011000`

Property Details

APN / Parcel Number

Primary APN	`458060-0080-011000`
Alternative APN	`91201`

Interior

Stories	1 Story
Building Area	2,447 sqft Living Area
Gross Area	3,502 sqft
1st Floor Area	2,447 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Lot Area	18,280 sqft (0.42 acres)
Lot Width	86 ft Width
Garage Type	Attached
Garage Area	725 sqft
Driveway	Concrete Driveway
Driveway Area	2,478 sqft
Parking Spaces	3 Parking Spaces
Pool Area	592 sqft
Porch	Screened Porch
Porch Area	402 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	709 CARO CIR
City	HARLINGEN
State	TX
Zip	78552-8942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-C
Legal Description	PALM VALLEY - PALM VALLEY ESTS 1 LOT 11 BLK 8
Legal Subdivision	PALM VALLEY ESTATES SUBDIVISION 1
Legal Block	8
Legal Lot Number	11
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1018
Census Tract	10405

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 CARO CIR, HARLINGEN, TX 78552-8942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2018	Deed of Trust, Mortgage · FHA Mortgage GOLDWATER BANK NA
Dec 18, 2018	Vendor's Lien, Transfer · FHA Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2018 · Amount on Record
Deed Sale	Dec 18, 2018 · Amount on Record
Prior Sale	Dec 18, 2018 · Amount on Record
Deed Document Number	201845320
Deed Book / Page	23885 / 151
Prior Transfer Date	Dec 13, 2018
Prior Transfer Doc	023885/151
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	709 CARO CIR, HARLINGEN, TX 78552-8942
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023884/157
Date	Dec 18, 2018
Book Page	23884/157
Instrument	2018-00045263

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Dec 18, 2018
Property Address	709 CARO CIR, HARLINGEN, TX 78552-8942
Document Number	023885/151
Book / Page	23885 / 151
Map Reference	VOL 22 PG 22
Instrument Date	Dec 13, 2018
Instrument	2018-00045320
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1801 S MCCOLL RD, MCALLEN, TX 78503-1520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 CARO CIR, HARLINGEN, TX 78552-8942

Mortgage

Document Number	201800045263
Date	Dec 18, 2018
Instrument	2018-00045263

Lender

Name	GOLDWATER BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Palm Valley City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,382 (+1%)	$320,598 (-0.72%) Land $150,810 Building $169,788
2025	$3,001.00 (-27.11%) Homeowner's exemption Senior Citizen's exemption	$283,984 (-13.9%) Land $150,810 Building $172,100	$322,910 (-2.1%) Land $150,810 Building $172,100
2023		$329,842 Land $150,810 Building $179,032	$329,842 Land $150,810 Building $179,032
2022	$4,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 336 policies
Nearby Flood Policies	336 in force
Nearby Flood Claims	159 (2008–2025)
Claims Outside the SFHA	159 of 159
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 151 claims Hurricane Dolly, Jul 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM VALLEY serves 1,310 people · EPA ID TX0310027
Water Source	Purchased surface water from HARLINGEN WATER WORKS SYSTEM
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless	100 / 100

May also be available: Smartcom Telephone.

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