7406 Joseph St, Cincinnati, OH 45231 Property Records

Hamilton County property record for 7406 Joseph St, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,109 sqft · built 1925
Lot Size	0.145 acres (6,316 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Aug 2021)
Tax Bill	$2,207 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`593-0007-0257-00`

Property Details

APN / Parcel Number

Primary APN	`593-0007-0257-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,109 sqft Living Area
Gross Area	1,725 sqft
1st Floor Area	616 sqft
2nd Floor Area	493 sqft
Upper Floors Area	493 sqft
Basement Area	616 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,316 sqft (0.145 acres)
Lot Dimensions	150 ft deep x 38.8 ft wide
Garage Type	Detached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7406 JOSEPH ST
City	CINCINNATI
State	OH
Zip	45231-4438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7406 JOSEPH ST 38.75 X 150 IRR PTS LOTS 48-49 F C WRIGHTS SUB
Legal Subdivision	WRIGHTS SUB
Legal Lot Number	48-49
Jurisdiction	HAMILTON OH
Township / Civil Division	MOUNT HEALTHY
Census Block Group	3
Census Block	3015
Census Tract	21702

Owner

7406 Joseph St is owned and occupied by an individual who bought it in August 2021.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	7406 JOSEPH ST, CINCINNATI, OH 45231-4438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Prior Sale	Nov 7, 2013 · Amount on File
Deed Document Number	2021101658
Deed Book / Page	14486 / 999
Prior Transfer Date	Dec 8, 2008
Prior Transfer Doc	0000000724
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 23, 2021
Property Address	7406 JOSEPH ST, CINCINNATI, OH 45231-4438
Document Number	0000101658
Book / Page	14486 / 999
Map Reference	MB 14 PG 99
Instrument Date	Aug 13, 2021
Instrument	2021-0101658
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4260 LANGLAND ST, CINCINNATI, OH 45223-2108

Mortgage

Document Number	0000101659
Date	Aug 23, 2021
Instrument	2021-0101659

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7406 Joseph St was $2,207, up 0.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Mount Healthy City
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,207.00 (+0.36%)	$42,000 (-) Land $6,622 Building $35,378	$120,000 Land $18,920 Building $101,080
2024	$2,199.00 (-0.72%)	$42,000 (-) Land $6,622 Building $35,378
2023	$2,215.00 (+99.55%)	$42,000 (+180.36%) Land $6,622 Building $35,378	$120,000 Land $18,920 Building $101,080
2022	$1,110.00 Homeowner's exemption	$14,981 Land $5,555 Building $9,426
2020			$42,800 Land $15,870 Building $26,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7406 Joseph St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7406 Joseph St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20