Hamilton County property record for 7405 Joseph St, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,043 sqft · built 1928 |
| Lot Size | 0.171 acres (7,449 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $149,000 (Aug 2022) |
| Tax Bill | $2,736 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Feb 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 593-0007-0137-00 |
| Primary APN | 593-0007-0137-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,043 sqft Living Area |
| 1st Floor Area | 853 sqft |
| Attic | Attic |
| Attic Area | 190 sqft |
| Basement Area | 790 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,449 sqft (0.171 acres) |
| Lot Dimensions | 146 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 247 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 192 sqft |
| Patio Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7405 JOSEPH ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-4437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOSEPH ST 50 X 146.05 LOT 58 FRANCIS C WRIGHTS SUB |
| Legal Subdivision | FRANCIS C WRIGHTS SUB |
| Legal Lot Number | 58 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MOUNT HEALTHY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 21702 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7405 JOSEPH ST, CINCINNATI, OH 45231-4437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC |
| Feb 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY |
| May 28, 2020 | Warranty Deed, Transfer · Line of Credit CITIZENS BK NA |
| Dec 3, 2019 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2022 · Amount on Record |
| Deed Sale | Aug 30, 2022 · Amount on Record |
| Prior Sale | Feb 25, 2022 · Amount on Record |
| Deed Document Number | 2022-0083587 |
| Deed Book / Page | 14741 / 732 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 30, 2022 |
| Property Address | 7405 JOSEPH ST, CINCINNATI, OH 45231-4437 |
| Document Number | 0000083587 |
| Book / Page | 14741 / 732 |
| Map Reference | MB 14 PG 99 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 2022-0083587 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $447.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7405 JOSEPH ST, CINCINNATI, OH 45231-4437 |
| Document Number | 0000083588 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 2022-0083588 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 25, 2022 |
| Property Address | 7405 JOSEPH ST, CINCINNATI, OH 45231-4437 |
| Document Number | 0000021055 |
| Book / Page | 14612 / 3203 |
| Map Reference | MB 14 PG 99 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2022-0021055 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $417.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7405 JOSEPH ST, CINCINNATI, OH 45231-4437 |
| Document Number | 0000021056 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022-0021056 |
| Name | RAPID MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 28, 2020 |
| Property Address | 7405 JOSEPH ST, CINCINNATI, OH 45231-4437 |
| Document Number | 0000049649 |
| Book / Page | 014177 / 000016 |
| Instrument Date | May 4, 2020 |
| Instrument | 49649 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7405 JOSEPH ST CINCINNATI OH 452314437, CINCINNATI, OH 45231-4437 |
| Document Number | 49650 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 014177/000018 |
| Instrument | 49650 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 3, 2019 |
| Property Address | 7405 JOSEPH ST, CINCINNATI, OH 45231-4437 |
| Document Number | 0000106421 |
| Book / Page | 014055 / 000703 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 106421 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.89 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 132 COLCHESTER IL 623260132, COLCHESTER, IL 62326-0132 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Mount Healthy City |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,736.00 (+0.44%) | $52,150 (+%) Land $8,403 Building $43,747 | |
| 2024 | $2,724.00 (-0.77%) | $52,149 (-) Land $8,403 Building $43,746 | |
| 2023 | $2,745.00 (+6.68%) | $52,149 (+49%) Land $8,403 Building $43,746 | $149,000 (+49%) Land $24,010 Building $124,990 |
| 2022 | $2,573.00 Homeowner's exemption | $35,000 Land $7,049 Building $27,951 | |
| 2020 | $100,000 Land $20,140 Building $79,860 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1982) |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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