Hamilton County property record for 7404 Joseph St, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,720 sqft · built 1950 |
| Lot Size | 0.131 acres (5,706 sqft) |
| Owner | Individual Name on File |
| Last Sale | $193,600 (May 2026) |
| Tax Bill | $2,756 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 593-0007-0184-00 |
| Primary APN | 593-0007-0184-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 2,064 sqft |
| 1st Floor Area | 844 sqft |
| Attic | Attic |
| Attic Area | 376 sqft |
| Basement Area | 844 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 5,706 sqft (0.131 acres) |
| Lot Dimensions | 150 ft deep x 38.8 ft wide |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | Deck Area |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 7404 JOSEPH ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-4438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOSEPH 38.75 X 150 PT LOTS 49-50 F C WRIGHT SUB |
| Legal Subdivision | WRIGHT SUB |
| Legal Lot Number | 49-50 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MOUNT HEALTHY |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 21702 |
7404 Joseph St is owned and occupied by an individual who bought it in May 2026.
Source: Hamilton County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7404 JOSEPH ST, CINCINNATI, OH 45231-4438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| May 7, 2026 | Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2026 · Amount on File |
| Deed Sale | May 7, 2026 · Amount on File |
| Prior Sale | Apr 27, 2015 · Amount on File |
| Deed Document Number | 202635510 |
| Deed Book / Page | 15661 / 3090 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7404 JOSEPH ST, CINCINNATI, OH 45231-4438 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000087736 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 14751/700 |
| Instrument | 2022-0087736 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 7, 2026 |
| Property Address | 7404 JOSEPH ST, CINCINNATI, OH 45231-4438 |
| Document Number | 0000035510 |
| Book / Page | 15661 / 3090 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202635510 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39,107.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 7404 JOSEPH ST, CINCINNATI, OH 45231-4438 |
| Document Number | 0000035511, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 15661/3092 |
| Instrument | 202635511 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 7404 Joseph St was $2,756, up 0.6% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Mount Healthy City |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,756.00 (+0.58%) | $52,651 (-) Land $6,622 Building $46,029 | $150,430 Land $18,920 Building $131,510 |
| 2024 | $2,740.00 (-0.87%) | $52,651 (-) Land $6,622 Building $46,029 | |
| 2023 | $2,764.00 (+16.97%) | $52,651 (+63.33%) Land $6,622 Building $46,029 | $150,430 Land $18,920 Building $131,510 |
| 2022 | $2,363.00 Homeowner's exemption | $32,236 Land $5,555 Building $26,681 | |
| 2020 | $92,100 Land $15,870 Building $76,230 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7404 Joseph St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1982) |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7404 Joseph St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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