7404 Stephens Rd, Rockton, IL 61072 Property Records

Winnebago County property record for 7404 Stephens Rd, Rockton, IL 61072

Property Summary

Property Type	Rural Home
Lot Size	5.08 acres (221,285 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (May 2019)
Deeds & Mortgages	Jun 2021 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-36-100-009`

Property Details

APN / Parcel Number

Primary APN	`06-36-100-009`
Alternative APNs	`636100009` `396 260`

Exterior

Lot Area	221,285 sqft

Location & Zoning

Account Number	396 260
Street Address	7404 STEPHENS RD
City	ROCKTON
State	IL
Zip	61072-9315
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	BEG AT SW COR NW1/4 SEC 36-28-11 TH E335 FT TO POB TH N 672.69 FT SE 335.10FT S 649.91 FT TH W 335 FT TO POB PTNW1/4 SEC 36-28-11 5.08A
Legal Range	11
Legal Township	28
Legal Section	36
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3101
Census Tract	4100

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7404 STEPHENS RD, ROCKTON, IL 61072-9315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE
May 2, 2019	Warranty Deed, Transfer · VA Mortgage ACADEMY MTG
Jan 9, 2017	Deed of Trust, Mortgage · FHA Mortgage LEADERONE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2019 · Amount on Record
Deed Sale	May 2, 2019 · Amount on Record
Prior Sale	Oct 14, 2005 · Amount on Record
Deed Document Number	20191015336
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	7404 STEPHENS RD, ROCKTON, IL 61072-9315
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019193
Date	Jun 3, 2021
Instrument	2119193

Lender

Name	AMERIHOME MORTGAGE
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 2, 2019
Property Address	7404 STEPHENS RD, ROCKTON, IL 61072-9315
Document Number	0001015336
Instrument Date	Apr 30, 2019
Instrument	1015336
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$299.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13382 SMITH RD WINNEBAGO IL 610888634, WINNEBAGO, IL 61088-8634

Mortgage

Document Number	1015337
Date	May 2, 2019
Instrument	1015337

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	7404 STEPHENS RD, ROCKTON, IL 61072-9315
Document Number	0001001409
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7404 STEPHENS RD ROCKTON IL 610729315, ROCKTON, IL 61072-9315

Mortgage

Document Number	0001001409
Date	Jan 17, 2017
Instrument	1001409

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harrison Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$96,390 Land $31,092 Building $65,298	$289,170 Land $93,276 Building $195,894

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1996–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Silo Communications Fixed Wireless	50 / 15
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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