7195 Stephens Rd, Rockton, IL 61072 Property Records

Winnebago County property record for 7195 Stephens Rd, Rockton, IL 61072

Property Summary

Property Type	Rural Home
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Feb 2024)
Tax Bill	$6,346 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-36-100-004`

Property Details

APN / Parcel Number

Primary APN	`06-36-100-004`
Alternative APNs	`636100004` `396 275`

Exterior

Lot Area	217,800 sqft

Location & Zoning

Street Address	7195 STEPHENS RD
City	ROCKTON
State	IL
Zip	61072-9321
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	W 250 FT E 1130 FT S 872 FT LYG NLY OFRD PT NW FRL 1/4 SEC SEC: 36 TWP: 28RANGE: 11 ACRES: 5.00
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3038
Census Tract	4100

Owner

7195 Stephens Rd, a rural home, is owned and occupied by two individuals who bought it in February 2024.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7195 STEPHENS RD, ROCKTON, IL 61072-9321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage NORTHWEST BANK ROCKFORD
Feb 28, 2023	Warranty Deed, Transfer TULSA ABSTRACT AND TITLE COMPANY, TUA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2024 · Amount on File
Deed Sale	Feb 7, 2024 · Amount on File
Prior Sale	Feb 28, 2023 · Amount on File
Deed Document Number	20242783
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 7, 2024
Property Address	7195 STEPHENS RD, ROCKTON, IL 61072-9321
Document Number	0000002783
Instrument Date	Feb 6, 2024
Instrument	2402783
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	MAGNUS TITLE AGENCY, MTA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7195 STEPHENS RD, ROCKTON, IL 61072-9321

Mortgage

Document Number	0000002784
Date	Feb 7, 2024
Instrument	2402784

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	5.75%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	7195 STEPHENS RD, ROCKTON, IL 61072-9321
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013274
Date	Jun 16, 2023
Instrument	2313274

Lender

Name	NORTHWEST BANK ROCKFORD
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 14, 2024

Interest

Rate Type	Adjustable Rate
Rate	8.25%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 28, 2023
Property Address	7195 STEPHENS RD, ROCKTON, IL 61072-9321
Document Number	0000004142
Instrument Date	Feb 24, 2023
Instrument	2304142
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount on Record
Tax	$334.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7195 STEPHENS RD, ROCKTON, IL 61072-9321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6260 E RIVERSIDE BLVD # 322, 322, LOVES PARK, IL 61111-4418
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 7195 Stephens Rd was $6,346, up 5.5% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harrison Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,346.00 (+5.54%)	$99,059 (+11.85%) Land $30,603 Building $68,456	$297,177 (+11.85%) Land $91,809 Building $205,368
2024	$6,013.00	$88,564 Land $27,361 Building $61,203	$265,692 Land $82,083 Building $183,609
2022	Homeowner's exemption	$70,558 Land $22,040 Building $48,518	$211,674 Land $66,120 Building $145,554

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7195 Stephens Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1996–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7195 Stephens Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Silo Communications Fixed Wireless	50 / 15
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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