7236 Stephens Rd, Rockton, IL 61072 Property Records

Winnebago County property record for 7236 Stephens Rd, Rockton, IL 61072

Property Summary

Property Type	Rural Home
Lot Size	5.5 acres (239,580 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Nov 2021)
Tax Bill	$8,098 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Nov 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-36-100-010`

Property Details

APN / Parcel Number

Primary APN	`06-36-100-010`
Alternative APNs	`636100010` `396 256`

Exterior

Lot Area	239,580 sqft

Location & Zoning

Street Address	7236 STEPHENS RD
City	ROCKTON
State	IL
Zip	61072-9313
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	W 410 FT OF THAT PT SE 1/4 NW FRL 1/4S OF ROAD SEC SEC: 36 TWP: 028 RANGE:011 ACRES: 5.50
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3101
Census Tract	4100

Owner

7236 Stephens Rd, a rural home, is owned and occupied by two individuals who bought it in November 2021.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7236 STEPHENS RD, ROCKTON, IL 61072-9313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Nov 2, 2021	Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK
Aug 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage ELIZABETH REENTS
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROCK VLY FCU
Jun 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2021 · Amount on File
Deed Sale	Nov 2, 2021 · Amount on File
Deed Document Number	202139541
Prior Transfer Date	Aug 22, 2020
Prior Transfer Doc	0000024108
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	7236 STEPHENS RD, ROCKTON, IL 61072-9313
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021890
Date	Sep 20, 2023
Instrument	2321890

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	9.5%

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 2, 2021
Property Address	7236 STEPHENS RD, ROCKTON, IL 61072-9313
Document Number	0000039541
Instrument Date	Oct 29, 2021
Instrument	2139541
Transaction Type	Transfer
Record Updated	Dec 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3653 GOLDEN PRAIRIE AVE, 3653, ROCKFORD, IL 61109-3843

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7236 STEPHENS RD, ROCKTON, IL 61072-9313

Mortgage

Document Number	0000039542
Date	Nov 2, 2021
Instrument	2139542

Lender

Name	MIDWEST COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.38%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 24, 2020
Property Address	7236 STEPHENS RD, ROCKTON, IL 61072-9313
Document Number	0001024108
Instrument Date	Aug 22, 2020
Instrument	1024108
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3653 GOLDEN PRAIRIE AVE ROCKFORD IL 611093843, ROCKFORD, IL 61109-3843

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	7236 STEPHENS RD, ROCKTON, IL 61072-9313
Document Number	0001025337
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7236 STEPHENS RD ROCKTON IL 610729313, ROCKTON, IL 61072-9313

Mortgage

Document Number	0001025337
Date	Jul 30, 2019
Instrument	1025337

Lender

Name	ELIZABETH REENTS
Address	910 24TH ST, ROCKFORD, IL 61108-3664

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 29, 2024

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	7236 STEPHENS RD, ROCKTON, IL 61072-9313
Document Number	0001020004
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7236 STEPHENS RD ROCKTON IL 610729313, ROCKTON, IL 61072-9313

Mortgage

Document Number	0001020004
Date	Jul 5, 2017
Instrument	1020004

Lender

Name	ROCK VLY FCU
Type	Credit Union
Address	LOVES PARK, IL 61111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 4, 2027

Interest

Rate Type	Fixed Rate
Rate	5%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 1, 2017
Property Address	7236 STEPHENS RD, ROCKTON, IL 61072-9313
Document Number	0001016476
Instrument Date	Jun 1, 2017
Instrument	1016476
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7236 STEPHENS RD ROCKTON IL 610729313, ROCKTON, IL 61072-9313

Tax Assessment & Valuation

The 2025 property tax bill for 7236 Stephens Rd was $8,098 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harrison Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,098.00	$124,740 Land $33,665 Building $91,075	$374,220 Land $100,995 Building $273,225
2022	Homeowner's exemption	$88,933 Land $24,244 Building $64,689	$266,799 Land $72,732 Building $194,067

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7236 Stephens Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1996–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7236 Stephens Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Silo Communications Fixed Wireless	50 / 15
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, Verizon.

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