7403 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 7403 E Beach Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,072 sqft · built 1986
Lot Size	0.263 acres (11,456 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Jun 2026)
Tax Bill	$4,600 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`250BL02025`

Property Details

APN / Parcel Number

Primary APN	`250BL02025`
Alternative APNs	`207507589054` `80029402` `80153142`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,072 sqft Heated Area
Gross Area	5,215 sqft
1st Floor Area	245 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1998
Exterior Material	Wood Shingle
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Metal
Lot Area	11,456 sqft (0.263 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80153142
Street Address	7403 E BEACH DR
City	OAK ISLAND
State	NC
Zip	28465-4361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-27 B-8B DEBORAH CAY PLAT M/103
Legal Subdivision	DEBORAH CAY
Legal Block	8B
Legal Lot Number	27
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	3
Census Block	3014
Census Tract	20315

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2019 LOMBARDY CIR, CHARLOTTE, NC 28203-6059
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Apr 19, 2024	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Apr 19, 2024 · Amount on Record
Deed Book / Page	5571 / 1226
Prior Transfer Date	Jul 18, 2007
Prior Transfer Doc	0026480189
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jun 5, 2026
Property Address	7403 E BEACH DR, OAK ISLAND, NC 28465-4361
Document Number	5571001226
Book / Page	5571 / 1226
Instrument Date	May 26, 2026
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$323,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019 LOMBARDY CIR, CHARLOTTE, NC 28203-6059

Mortgage

Document Number	5571001229,
Date	Jun 5, 2026
Book Page	5571/1229

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 19, 2024
Property Address	7403 E BEACH DR, OAK ISLAND, NC 28465-4361
Document Number	0051651011
Book / Page	5165 / 1011
Map Reference	CAB M PG 103
Instrument Date	Apr 1, 2024
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1023 N EDGEWOOD ST, ARLINGTON, VA 22201-2119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18224 PENINSULA CLUB DR, CORNELIUS, NC 28031-5104

Mortgage

Document Number	0051651022
Date	Apr 19, 2024
Book Page	5165/1022

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,204,140 (-) Land $560,000 Building $644,140	$1,204,140 (-) Land $560,000 Building $644,140
2025	$4,600.00 (-11.52%)	$1,204,140 (-) Land $560,000 Building $644,140	$1,204,140 (-) Land $560,000 Building $644,140
2024	$5,199.00
2023		$1,204,140 Land $560,000 Building $644,140	$1,204,140 Land $560,000 Building $644,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 168 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	218 units insured incl. 50 condo units
Nearby Flood Claims	9 (2018–2024)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Potential Tropical Cyclone Eight, Sep 2024 · 3 claims Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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