7005 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 7005 E Beach Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,136 sqft · built 2000
Lot Size	0.281 acres (12,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,750,000 (Feb 2024)
Tax Bill	$4,568 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`250BL02402`

Property Details

APN / Parcel Number

Primary APN	`250BL02402`
Alternative APNs	`207506487249` `80072335` `80150606`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,136 sqft Heated Area
Gross Area	3,804 sqft
1st Floor Area	288 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,240 sqft (0.281 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80150606
Street Address	7005 E BEACH DR
City	OAK ISLAND
State	NC
Zip	28465-4562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-2 B-4B PARADISE SHRES PLAT K/392
Legal Subdivision	PARADISE SHORES SUBDIVISION
Legal Block	4B
Legal Lot Number	2
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	2
Census Block	2023
Census Tract	20315

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1017 LAUREL HILL ROAD EXT, CHAPEL HILL, NC 27517-4448
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Feb 13, 2024	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Jun 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2024 · Amount on Record
Deed Sale	Feb 13, 2024 · Amount on Record
Deed Book / Page	5135 / 1131
Prior Transfer Date	May 27, 2018
Prior Transfer Doc	0040650014
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	7005 E BEACH DR, OAK ISLAND, NC 28465-4562
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 LAUREL HILL ROAD EXT, CHAPEL HILL, NC 27517-4448

Mortgage

Document Number	0054310815
Date	Oct 1, 2025
Book Page	5431/815

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Feb 13, 2024
Property Address	7005 E BEACH DR, OAK ISLAND, NC 28465-4562
Document Number	0051351131
Book / Page	5135 / 1131
Map Reference	CAB K PG 392
Instrument Date	Feb 5, 2024
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 STONERIDGE CT, SENECA, SC 29672-0761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7005 E BEACH DR, OAK ISLAND, NC 28465-4562

Mortgage

Document Number	0051351140
Date	Feb 13, 2024
Instrument	5135/1140

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Mar 1, 2029
Change Frequency	6 Months
Min Rate At Change	5.75%
Max Rate At Change	9.75%
Margin	3
Max Rate	12.7%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jun 6, 2018
Property Address	7005 E BEACH DR, OAK ISLAND, NC 28465-4562
Document Number	0040650014
Book / Page	004065 / 000014
Instrument Date	May 27, 2018
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	515 STONERIDGE CT SENECA SC 296720761, SENECA, SC 29672-0761

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,195,820 (-) Land $560,000 Building $635,820	$1,195,820 (-) Land $560,000 Building $635,820
2025	$4,568.00 (-11.61%)	$1,195,820 (-) Land $560,000 Building $635,820	$1,195,820 (-) Land $560,000 Building $635,820
2024	$5,168.00
2023		$1,195,820 Land $560,000 Building $635,820	$1,195,820 Land $560,000 Building $635,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 144 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	9 (2011–2024)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Isaias, Aug 2020 · 2 claims Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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