7008 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 7008 E Beach Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,690 sqft · built 2020
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Jun 2016)
Tax Bill	$4,845 (2025)
Deeds & Mortgages	Jan 2020 Construction Loan Apr 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`250BL02405`

Property Details

APN / Parcel Number

Primary APN	`250BL02405`
Alternative APNs	`207506488550` `80055990`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,690 sqft Heated Area
Gross Area	3,310 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Metal
Lot Area	7,797 sqft (0.179 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80055990
Street Address	7008 E BEACH DR
City	OAK ISLAND
State	NC
Zip	28465-4561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-5 B-4B PARADISE SHORES LB PLAT K/392
Legal Subdivision	PARADISE SHORES SUBDIVISION
Legal Block	4B
Legal Lot Number	5
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	2
Census Block	2021
Census Tract	20315

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 453, OAK ISLAND, NC 28465-6854
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2016 · Amount on Record
Deed Sale	Jun 28, 2016 · Amount on Record
Deed Book / Page	3783 / 226
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	7008 E BEACH DR, OAK ISLAND, NC 28465-4561
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043071085
Date	Jan 28, 2020
Book Page	4307/1085

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	7008 E BEACH DR, OAK ISLAND, NC 28465-4561
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045891302
Date	Apr 7, 2021
Book Page	4589/1302

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.17%
Type Change Date	May 1, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	4.17%
Index	Other
Margin	3
Max Rate	7.17%

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,268,430 (-) Land $445,000 Building $823,430	$1,268,430 (-) Land $445,000 Building $823,430
2025	$4,845.00	$1,268,430 (-) Land $445,000 Building $823,430	$1,268,430 (-) Land $445,000 Building $823,430
2023		$1,268,430 Land $445,000 Building $823,430	$1,268,430 Land $445,000 Building $823,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 144 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	9 (2011–2024)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Isaias, Aug 2020 · 2 claims Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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